6449 Decanture
Ctop 80%San Diego, CA 92120
One license per person in San Diego: whether you can hold it depends on you, not only the home.
10 licensed short-term rentals within ½ mile (6 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$5,080/mo full cashflow at 20% down, 7.36% rate.
Works at $384,295 (63% under asking), or at 91% down.
Rent $3,814/mo from 12 leases of 1–3 bed houses within 2 mi ($4,205–$4,974).
Beds
2
Baths
2
Sqft
1,638
Year Built
1972
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026931SD
This property is in San Diego (92120). View neighborhood stats →
About This Property
Light, bright, and move-in ready Vista Del Cerro home! Brand-new kitchen featuring shaker cabinets, quartz countertops, stainless steel appliances, including a gas range, bar seating, and a breakfast nook. Separate living and family rooms create ample space for relaxing, entertaining, and everyday living. The family room features a fireplace and vaulted ceilings. Generously sized primary suite with ample closet space and a walk-in shower. A covered patio just off the kitchen extends the living space outdoors, creating the perfect setting to enjoy the backyard year-round. Terraced backyard features mature fruit trees, including avocado. Fresh interior paint throughout and a brand-new roof add to the home's appeal and provide peace of mind for years to come. Conveniently located within walking distance of highly rated Dailard Elementary and beautiful Dailard Park. A great value and a true must see!
Mortgage Calculator
Est. Monthly Payment
$7,143
Location
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Zoned Schools
Elementary
Dailard Elementary · grades K-5 · San Diego Unified
Middle
Pershing Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,814
Comp Average
$4,595
3566 Mission Mesa Way
3bd / 2.5ba · 1,618 sqft · Single Family
$725K
Est. $4,169/mo
5434 Brunswick Ave
3bd / 2ba · 1,570 sqft · Single Family
$1.05M
Est. $4,452/mo
6832 Cartwright
3bd / 2ba · 1,679 sqft · Single Family
$1.10M
Est. $4,581/mo
7096 Hillsboro St
3bd / 2ba · 1,691 sqft · Single Family
$1.20M
Est. $4,814/mo
5951 Lomond Dr
3bd / 2ba · 1,681 sqft · Single Family
$1.50M
Est. $4,961/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 1–3 bed houses within 2 mi · $4,205–$4,974
Blended 50/50 with the zip's market median ($2,905)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,080/mo short at 20% down; 91% down or +$6,597/mo rent closes it.
- Break-even price
- $384,295
- Break-even rent
- $10,411/mo
- Cashflow at 35% down
- −$3,995/mo
- Down payment to break even
- 91%
- Rate to break even
- Not reachable
63% under asking
$6,597/mo above the estimate
$954,590 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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