
7096 Hillsboro St
Ctop 80%San Diego, CA 92120
One license per person in San Diego: whether you can hold it depends on you, not only the home.
12 licensed short-term rentals within ½ mile (9 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$5,426/mo full cashflow at 20% down, 7.36% rate.
Works at $485,103 (59% under asking), or at 86% down.
Rent $4,814/mo from 14 leases of 3-bed houses within 2 mi ($4,408–$5,007).
Beds
3
Baths
2
Sqft
1,691
Year Built
1956
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026900SD
This property is in San Diego (92120). View neighborhood stats →
About This Property
Sweeping sunset views, an expansive 8,300 sq. ft. lot, and a stunning transformation in sought-after Allied Gardens! Beautifully remodeled throughout, this move-in-ready home combines modern finishes, an open-concept layout, and exceptional indoor-outdoor living. The reimagined kitchen features new cabinetry, countertops, stainless steel appliances, a spacious island, and stylish pendant lighting, opening seamlessly to the dining area. Enjoy new luxury vinyl plank flooring, recessed lighting, fresh interior and exterior paint, and beautifully remodeled bathrooms with contemporary finishes. An expansive enclosed sunroom with new windows and a sliding glass door offers versatile additional space, while the primary bedroom features a walk-in closet. Major upgrades include a full electrical rewire, all-new windows, and a roof tune-up. Outside, enjoy a private backyard with fresh landscaping, and sweeping views of the valley and surrounding hills. Additional improvements include new interior doors, ceiling fans, and an epoxy-finished garage. Nestled in desirable Allied Gardens, just minutes from local favorite Del's Hideout, Mission Trails, SDSU, Mission Valley, and major freeways. Priced to sell and expected to move fast, schedule your private showing before this opportunity is gone!
Mortgage Calculator
Est. Monthly Payment
$8,137
Location
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Zoned Schools
Elementary
Marvin Elementary · grades K-5 · San Diego Unified
Middle
Lewis Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,814
Comp Average
$4,866

4975 Greenbrier Avenue
3bd / 2ba · 1,798 sqft · Single Family
$1.15M
Est. $5,165/mo
6832 Cartwright
3bd / 2ba · 1,679 sqft · Single Family
$1.10M
Est. $4,581/mo
5693 Easton Avenue
4bd / 2ba · 1,693 sqft · Single Family
$1.23M
Est. $4,662/mo
6111 Del Cerro Boulevard
3bd / 2ba · 1,714 sqft · Single Family
$1.45M
Est. $4,962/mo
5951 Lomond Dr
3bd / 2ba · 1,681 sqft · Single Family
$1.50M
Est. $4,961/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 3-bed houses within 2 mi · $4,408–$5,007
Blended 50/50 with the zip's market median ($4,757)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,426/mo short at 20% down; 86% down or +$7,047/mo rent closes it.
- Break-even price
- $485,103
- Break-even rent
- $11,861/mo
- Cashflow at 35% down
- −$4,190/mo
- Down payment to break even
- 86%
- Rate to break even
- Not reachable
59% under asking
$7,047/mo above the estimate
$1,027,700 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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