6333 La Jolla Blvd #178
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6333 La Jolla Blvd #178

Btop 30%

La Jolla, CA 92037

$699,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

200 licensed short-term rentals within ½ mile (161 whole home), from the cities' license and permit lists of Nov 8, 2026.

1 short-term rental license on file in this 70-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).

Pass at asking: -$3,036/mo full cashflow at 20% down, 7.43% rate.

Works at $303,652 (57% under asking), or at 83% down.

Rent $3,456/mo from 10 leases of studio–2 bed condos & townhomes within 1 mi ($3,585–$4,664).

Beds

1

Baths

1

Sqft

713

Year Built

1970

Days on Market

0

Property Type

Condo

HOA/mo

$328.51

MLS ID

260026625SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Enjoy La Jolla coastal living in this beautifully updated and spacious 1bed, 1bath condo, nestled in one of San Diego’s most sought-after neighborhoods. Just a short walk to Windansea Beach, where you can soak up endless sunsets and surf. This home blends modern design with coastal charm, featuring a bright west-facing view that fills the space with warm afternoon light. Tastefully remodeled throughout, the interior showcases LVP flooring, a striking designer kitchen with sleek cabinetry, a vibrant glass-tile backsplash and newer stainless steel appliances. The spa-inspired bathroom has been fully reimagined with elegant tile, a vanity with a vessel sink, a glass walk-in shower, and modern fixtures. The spacious bedroom features a calming accent wall, ceiling fan, and two separate closets. Step outside to a private covered patio, a welcome spot to catch the coastal breeze over morning coffee or an afternoon delight. The complex offers a low HOA of $328/month, which includes water, exterior maintenance, two pools, two jacuzzis, gym, and a sauna, set among beautifully maintained landscaped grounds. Whether you’re seeking a full-time coastal residence, a weekend retreat, or a smart investment in one of La Jolla's most iconic beach neighborhoods, this move-in-ready La Jolla condo is a rare opportunity you don’t want to miss!

Mortgage Calculator

Est. Monthly Payment

$5,115

Principal & Interest$3,883
Property Tax$699
Insurance$204
HOA$329
%($139,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    La Jolla Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

37B
Est. Monthly Rent
$3,456

10 leases of studio–2 bed condos & townhomes within 1 mi · $3,585–$4,664

Blended 50/50 with the zip's market median ($2,866)

Monthly Cashflow

Rent − PITIA

-$1,659
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,036

What would make this work?

$3,036/mo short at 20% down; 83% down or +$3,943/mo rent closes it.

Break-even price

57% under asking

$303,652
Break-even rent

$3,943/mo above the estimate

$7,399/mo
Cashflow at 35% down
−$2,308/mo
Down payment to break even

$580,170 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,883
Cap Rate
1.75%
Cash-on-Cash
-26.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$12,239
Price-to-Rent

Lower = better for investors

16.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,036/mo