6151 Rancho Mission Road

6151 Rancho Mission Road

D

San Diego, CA 92108

$494,999

Soft Appraisal Value: $487,300 · 1.6% above estimate

Beds

2

Baths

2

Sqft

878

Year Built

1979

Days on Market

33

Property Type

Condo

HOA/mo

$575

MLS ID

PTP2601030

Description

Welcome to this beautifully maintained 2-bedroom, 2-bath condo located in the heart of Mission Valley. This 1st floor unit offers a functional, open layout with a spacious living area, private patio, and tranquil greenbelt views. The kitchen flows seamlessly into the living space, making it ideal for both everyday living and entertaining. Both bedrooms are generously sized, with the primary suite featuring an in suite bath for added comfort and privacy. This home also includes one assigned parking space, an additional permitted parking space, and a separate private storage area, a rare and valuable bonus in this central location. Situated in a well-maintained community with resort-style amenities including a pool, spa, recreation areas, and common laundry facilities, you’ll enjoy both comfort and convenience. Located just minutes from shopping, dining, major freeways, and public transportation, this is an excellent opportunity for owner-occupants or investors seeking easy, central San Diego living.

Mortgage Calculator

Est. Monthly Payment

$3,717

Principal & Interest$2,503
Property Tax$495
Insurance$144
HOA$575
%($99,000)
%

Investment Score

7D
Est. Monthly Rent
$2,651
Monthly Cashflow

Rent − PITI − HOA

$-1,066
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,088

Mortgage (P+I)
$2,503
Cap Rate
1.01%
Cash-on-Cash
-12.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$3,717

NOI (Annual)
$4,977
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator