5962 Rancho Mission Rd

5962 Rancho Mission Rd

D

San Diego, CA 92108

$327,000

Beds

1

Baths

1

Sqft

530

Year Built

1977

Days on Market

179

Property Type

Condo

HOA/mo

$443

MLS ID

250039925SD

Description

Charming 1BR/1BA Upstairs Condo in Rancho Mission Villas Mission Valley Discover this bright and inviting 1-bedroom, 1-bathroom upstairs condo nestled in the desirable Rancho Mission Villas community. Thoughtfully maintained, this home features a functional floor plan, a private balcony, and serene views in one of Mission Valley Easts quieter pockets. Interior Features: Open-concept living and dining area filled with natural light Warm tile flooring throughout Efficient window A/C unit Kitchen with ample cabinetry and countertop space Full bathroom with clean finishes Community Highlights: 2 Resort-style swimming pool and spa Tennis courts and a well-equipped fitness center Clubhouse with multi-purpose room and billiards Manicured landscaping and walking paths On-site laundry close to the unit Front gate with security for added peace of mind Parking: One assigned space One additional permit for second vehicle Additional Details: HOA dues: 433/month (owner-paid) Close distance to Snapdragon Stadium, SDSU Aztec Stadium, and the Trolley Close to Fashion Valley, Mission Valley Mall, grocery stores, restaurants, and fitness centers Quick access to major freeways just 10 minutes to beaches, downtown, and more

Mortgage Calculator

Est. Monthly Payment

$2,519

Principal & Interest$1,653
Property Tax$327
Insurance$95
HOA$443
%($65,400)
%

Investment Score

35D
Est. Monthly Rent
$2,319
Monthly Cashflow

Rent − PITI − HOA

$-199
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,005

Mortgage (P+I)
$1,653
Cap Rate
2.38%
Cash-on-Cash
-3.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.92
Break-even Rent
$2,518

NOI (Annual)
$7,778
Price-to-Rent

Lower = better for investors

11.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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