
13504 Jadestone Way
Ctop 80%Carmel Valley, CA 92130
9 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 10, 2026.
No unit in this 19-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$6,591/mo full cashflow at 20% down, 7.43% rate.
Works at $421,779 (67% under asking), or at 95% down.
Rent $4,746/mo from 15 leases of 2–4 bed condos & townhomes within 0.5 mi, same school area ($4,323–$4,965).
Beds
3
Baths
2.5
Sqft
1,428
Year Built
1996
Days on Market
91
Property Type
Townhouse
HOA/mo
$415
MLS ID
NDP2607523
This property is in Carmel Valley (92130). View neighborhood stats →
About This Property
Turnkey elegance in the heart of Carmel Valley! This beautifully updated 3-bedroom, 2.5-bath home offers the perfect blend of modern upgrades, everyday comfort, and an unbeatable location. Offering approximately 1,428 square feet of thoughtfully renovated living space, the home was extensively remodeled in 2024 with brand-new flooring throughout, fresh interior paint, a fully refreshed kitchen featuring new countertops, sink, cooktop, range, dishwasher, and refrigerator, along with two remodeled bathrooms showcasing new countertops, upgraded walk-in showers and baths, and new washer and dryer. The bright, functional floor plan is filled with natural light and provides comfortable everyday living, while the attached two-car garage adds convenience. Residents enjoy access to desirable community amenities, including a pool, spa, fitness center, and beautifully maintained common areas, offering the perfect balance of recreation and low-maintenance living. Located within the award-winning Solana Beach and San Dieguito Union High School Districts, this home combines exceptional amenities with one of Carmel Valley's most sought-after locations. Enjoy a peaceful neighborhood with easy access to nearby parks, shopping, dining, and major freeways. Just minutes from One Paseo and Del Mar Highlands Town Center, you'll have some of Carmel Valley's best restaurants, boutiques, fitness studios, and everyday conveniences right at your fingertips, all while being close to the area's top-rated schools.
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Est. Monthly Payment
$9,179
Location
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Zoned Schools
Elementary
Solana Highlands Elementary · grades K-6 · Solana Beach Elementary
Middle
Carmel Valley Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,746
Comp Average
$4,738
12934 Carmel Creek Road
3bd / 3ba · 1,604 sqft · Townhouse
$1.12M
Est. $4,795/mo
3706 Carmel View Road
3bd / 2.5ba · 1,415 sqft · Condo
$1.15M
Est. $4,983/mo
6139 Verda Lane
3bd / 2.5ba · 1,563 sqft · Townhouse
$1.20M
Est. $4,859/mo
3680 Caminito Cielo
3bd / 2.5ba · 1,333 sqft · Townhouse
$1.24M
Est. $4,318/mo
12956 Candela Place
3bd / 2.5ba · 1,602 sqft · Townhouse
$1.40M
Est. $4,734/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
15 leases of 2–4 bed condos & townhomes within 0.5 mi, same school area · $4,323–$4,965
Blended 50/50 with the zip's market median ($4,959)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$6,591/mo short at 20% down; 95% down or +$8,560/mo rent closes it.
- Break-even price
- $421,779
- Break-even rent
- $13,306/mo
- Cashflow at 35% down
- −$5,258/mo
- Down payment to break even
- 95%
- Rate to break even
- Not reachable
67% under asking
$8,560/mo above the estimate
$1,216,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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