595 Dundee Lane

595 Dundee Lane

D

San Marcos, CA 92069

$1,145,000

Soft Appraisal Value: $1,129,300 · 1.4% above estimate

Beds

4

Baths

3

Sqft

2,152

Year Built

2005

Days on Market

28

Property Type

Single Family

HOA/mo

$190

MLS ID

IG26034462

View on MLS

Description

Welcome to this charming corner home, nestled in a peaceful and gated neighborhood. Enjoy the convenience of ample guest parking, breathtaking hill views, and vistas of CSU San Marcos University, all just steps away. This bright, open floor plan is designed for modern living, with a full bedroom and bathroom conveniently located downstairs—perfect for guests or a private home office, with its own external access. The heart of the home is the functional kitchen, complete with a central island, seamlessly flowing into the spacious living room, ideal for both relaxation and entertaining. A formal dining area sits just off the living space, leading to an additional cozy sitting area—perfect for a second living room or retreat. Upstairs, you’ll find a versatile loft that can easily be transformed into a playroom, game room, or even a home theater—endless possibilities to suit your lifestyle. The primary suite is a true sanctuary, offering stunning hill and sunset views, a generous walk-in closet, and a luxurious ensuite bath with a separate tub and shower, dual vanities, and recessed lighting. For added convenience, a dedicated laundry room is also located upstairs. The home boasts a 100% paid-for solar system and an electric vehicle charging station, ensuring both energy efficiency and sustainability. Low-maintenance, drought-tolerant landscaping graces the front and back yards, complemented by a stylish composite deck and tile accents, perfect for enjoying the outdoors. An extended driveway accommodates up to four cars, offering plenty of parking space. This home is ideally located with easy access to shopping, dining, Highway 78, CSU San Marcos, and Palomar College—plus, it's just a short walk to local parks. Don't miss your chance to see this must-see home in person!

Mortgage Calculator

Est. Monthly Payment

$7,459

Principal & Interest$5,790
Property Tax$1,145
Insurance$334
HOA$190
%($229,000)
%

Investment Score

5D
Est. Monthly Rent
$4,618
Monthly Cashflow

Rent − PITI − HOA

$-2,841
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,857

Mortgage (P+I)
$5,790
Cap Rate
0.98%
Cash-on-Cash
-14.89%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$7,459

NOI (Annual)
$11,192
Price-to-Rent

Lower = better for investors

20.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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