407 Lotus Drive
1 / 20

407 Lotus Drive

B

San Marcos, CA 92069

$724,000

Beds

3

Baths

3

Sqft

1,497

Year Built

2026

Days on Market

45

Property Type

Townhouse

HOA/mo

$310

MLS ID

OC26114548

This property is in San Marcos (92069). View neighborhood stats →

Virtual Tour

About This Property

Brand new, energy-efficient home available ! Homeowners will love the open-concept floorplan, spacious primary suite with walk-in closet and main floor bedroom perfect for a guest room or home office. Large storage room provides great space. Cielo, in San Marcos, CA, is the place for your carefree SoCal life. Offering stylish townhomes with spacious, open-concept floorplans, chef-inspired kitchens, primary suites with walk-in closets and covered decks. Homeowners will benefit from Cielo's turnkey, move-in ready features such as included Whirlpool® appliances and whole home blinds. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Mortgage Calculator

Est. Monthly Payment

$4,906

Principal & Interest$3,661
Property Tax$724
Insurance$211
HOA$310
%($144,800)
%

Location

Loading map...

Investment Score

39C
Est. Monthly Rent
$3,593
Monthly Cashflow

Rent − PITIA

$-1,313
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,743

Mortgage (P+I)
$3,661
Cap Rate
1.52%
Cash-on-Cash
-22.73%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$7,155

NOI (Annual)
$11,019
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator