5806 Mission Center Rd #B
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5806 Mission Center Rd #B

Ctop 80%

San Diego, CA 92123

$699,000
NEW — 1d
STR: check · no permits in this complex · TOT 12.75%

18 licensed short-term rentals within ½ mile (10 whole home), from the cities' license and permit lists of Nov 2, 2026.

No unit in this 56-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,484/mo full cashflow at 20% down, 7.49% rate.

Works at $247,379 (65% under asking), or at 92% down.

Rent $3,322/mo from 11 leases of 2-bed condos & townhomes within 1 mi, same school area ($3,330–$4,191).

Beds

2

Baths

2

Sqft

1,248

Year Built

1986

Days on Market

1

Property Type

Townhouse

HOA/mo

$650

MLS ID

260026071SD

This property is in San Diego (92123). View neighborhood stats →

About This Property

Come home to comfort, style, and the convenience of Mission Valley living. This beautifully upgraded two-bedroom residence offers an inviting, open-concept layout that makes everyday moments feel special—from morning coffee in the kitchen to evenings gathered around the fireplace. Sleek cabinetry, granite countertops, and stainless steel appliances create a kitchen equally suited to quiet meals and hosting friends, with an easy flow into the living area. Custom electric shutters and carefully selected finishes add a distinctive touch throughout. The primary suite provides a relaxing retreat, while the second bedroom offers space for guests or a home office. An upgraded guest bath completes the thoughtfully designed interior. Warm, polished, and full of personality, 5806 Mission Center Road, Unit B is a place to settle in and make your own. Come home to comfort, style, and the convenience of Mission Valley living. This beautifully upgraded two-bedroom residence offers an inviting, open-concept layout that makes everyday moments feel special—from morning coffee in the kitchen to evenings gathered around the fireplace. Sleek cabinetry, granite countertops, and stainless steel appliances create a kitchen equally suited to quiet meals and hosting friends, with an easy flow into the living area. Custom electric shutters and carefully selected finishes add a distinctive touch throughout. The primary suite provides a relaxing retreat, while the second bedroom offers space for guests or a home office. An upgraded guest bath completes the thoughtfully designed interior. Warm, polished, and full of personality, 5806 Mission Center Road, Unit B is a place to settle in and make your own.

Mortgage Calculator

Est. Monthly Payment

$5,459

Principal & Interest$3,906
Property Tax$699
Insurance$204
HOA$650
%($139,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Nipaquay Elementary · grades K-5 · San Diego Unified

  • Middle

    Taft Middle · grades 6-8 · San Diego Unified

  • High

    Kearny Digital Media & Design · grades 9-12 · San Diego Unified

    or Kearny School of Biomedical Science and Technology · grades 9-12 · San Diego Unified

    or Kearny College Connections · grades 9-12 · San Diego Unified

    or Kearny Eng Innov & Design · grades 9-12 · San Diego Unified

    Choice area: the district lets families here pick either school.

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$3,322

11 leases of 2-bed condos & townhomes within 1 mi, same school area · $3,330–$4,191

Blended 50/50 with the zip's market median ($3,222)

Monthly Cashflow

Rent − PITIA

-$2,137
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,484

What would make this work?

$3,484/mo short at 20% down; 92% down or +$4,524/mo rent closes it.

Break-even price

65% under asking

$247,379
Break-even rent

$4,524/mo above the estimate

$7,846/mo
Cashflow at 35% down
−$2,751/mo
Down payment to break even

$643,080 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,906
Cap Rate
1.01%
Cash-on-Cash
-29.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.61

NOI (Annual)
$7,062
Price-to-Rent

Lower = better for investors

17.5

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,484/mo