5634 Michael St
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5634 Michael St

B

San Diego, CA 92105

$705,000
NEW — 0d

Soft Appraisal Value: $710,000 · 0.7% below estimate

Beds

2

Baths

1

Sqft

780

Year Built

1951

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015841SD

This property is in San Diego (92105). View neighborhood stats →

About This Property

Don't miss this charming 2-Bedroom Home in Central San Diego. Welcome to your new cozy haven! This delightful two-bedroom, one-bathroom home comes with a one-car garage and driveway witch can be converted to additional bedroom. The property features newer kitchen appliances, washer / dryer, windows and a freshly painted interior. Spacious front and backyard, with beautiful lemon and loquat trees, plus a mandarin tree, and a conversation pit giving it a lovely, homey feel. Location is key! You're just 10 minutes from Snapdragon Stadium, 15 minutes from downtown San Diego and Old Town, and about 20 minutes from Mission Beach. Plus, you'll be in a vibrant area with easy access to a variety of local restaurants. Don’t miss out on this perfect blend of charm, comfort and convenience!

Mortgage Calculator

Est. Monthly Payment

$4,475

Principal & Interest$3,565
Property Tax$705
Insurance$206
%($141,000)
%

Location

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Investment Score

31C
Est. Monthly Rent
$2,764
Monthly Cashflow

Rent − PITIA

$-1,712
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,935

Mortgage (P+I)
$3,565
Cap Rate
1.07%
Cash-on-Cash
-24.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$6,576

NOI (Annual)
$7,557
Price-to-Rent

Lower = better for investors

21.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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