3626 Lemona Ave.

3626 Lemona Ave.

D

San Diego, CA 92105

$449,000

Soft Appraisal Value: $449,900 · 0.2% below estimate

Beds

2

Baths

1.5

Sqft

1,120

Year Built

1981

Days on Market

80

Property Type

Townhouse

HOA/mo

$350

MLS ID

2600572SD

Description

Welcome to this spacious 2 bedroom and 1.5 bath end-unit townhome, bathed in natural light and nestled on a quiet street. The property features gated, remote control access to two covered parking located below this unit. Inside, you’ll find a well-designed layout with two generously sized master bedrooms upstairs, each with ample closet space and connected by a stylish Jack-and-Jill bathroom. Downstairs, there’s a convenient half-bath for guests. The kitchen features abundant storage, tile countertops, a stainless steel sink, a gas stove, and a refrigerator. A sunny refreshed balcony off the living space provides the perfect spot to relax. Additional conveniences include stackable washer and dryer and a security screen door for added peace of mind. Situated in a prime San Diego location, this home is centrally located near shopping, parks, golf courses, bus lines, and John Marshall Elementary School. Whether you’re looking for a primary residence or an investment opportunity, this home is perfectly positioned to offer the best of city living with comfort and convenience. Ideal for first-time homebuyers or small families looking to build equity. Don’t miss this incredible opportunity to own a home in the heart of San Diego—close to everything! Located close to shopping, parks, schools and bus lines. HOA covers water and trash. Selling as is! Bring all offers!

Mortgage Calculator

Est. Monthly Payment

$3,200

Principal & Interest$2,270
Property Tax$449
Insurance$131
HOA$350
%($89,800)
%

Investment Score

6D
Est. Monthly Rent
$2,616
Monthly Cashflow

Rent − PITI − HOA

$-584
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,560

Mortgage (P+I)
$2,270
Cap Rate
1.90%
Cash-on-Cash
-20.85%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$4,642

NOI (Annual)
$8,522
Price-to-Rent

Lower = better for investors

14.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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