561 Chesterfield Circle

561 Chesterfield Circle

D

San Marcos, CA 92069

$1,199,999

Soft Appraisal Value: $1,202,700 · 0.2% below estimate

Beds

4

Baths

3

Sqft

2,296

Year Built

2000

Days on Market

109

Property Type

Single Family

HOA/mo

$65

MLS ID

NDP2511485

Description

Hurry! Your private oasis awaits in the heart of Twin Oaks Valley Ranch! Escape the everyday in this stunning "Staycation" masterpiece. Designed for those who love to entertain, the backyard is a true showstopper featuring a sparkling pool with a tranquil waterfall, a soothing spa, and a cozy firepit for starlit evenings. The fully-equipped outdoor kitchen and covered patio transform your yard into a year-round retreat. Inside, modern elegance meets functional design. From the chef's kitchen, boasting granite countertops and a prep island to the expansive primary suite with its 4-piece bath and walk-in closet, every inch of this 4+ bedroom home exudes comfort. The flexible floor plan includes a bonus loft and a creative garage conversion currently used as a gym and separate bedroom. Enjoy the benefits of leased solar and community amenities surrounded by scenic foothills and championship golf course.

Mortgage Calculator

Est. Monthly Payment

$7,683

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
HOA$65
%($240,000)
%

Investment Score

4D
Est. Monthly Rent
$4,917
Monthly Cashflow

Rent − PITIA

$-2,766
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,897

Mortgage (P+I)
$6,068
Cap Rate
1.17%
Cash-on-Cash
-24.48%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$11,276

NOI (Annual)
$14,053
Price-to-Rent

Lower = better for investors

20.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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