
334 Mission Terrace Ave
Ctop 80%San Marcos, CA 92069Neighborhood: Richland
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,173/mo full cashflow at 20% down, 7.43% rate.
Works at $311,812 (57% under asking), or at 84% down.
Rent $3,570/mo from 10 leases of 2–4 bed condos & townhomes within 1 mi ($3,295–$3,658).
Beds
3
Baths
2.5
Sqft
1,469
Year Built
2017
Days on Market
344
Property Type
Condo
HOA/mo
$354
MLS ID
SW25267972
This property is in San Marcos (92069). View neighborhood stats →
About This Property
PRICE REDUCTION! PAID SOLAR, ALL APPLIANCES INCLUDED & MOVE-IN READY! Welcome to this beautifully upgraded 3-bedroom, 2.5-bath condo featuring a spacious TOWNHOME-STYLE, TRI-LEVEL LAYOUT in the desirable Mission Villas community of San Marcos.Built in 2017, this light-filled home offers modern finishes, energy-efficient upgrades, and a thoughtfully designed floor plan that provides separation between living and sleeping spaces.The main living level features an open-concept living and dining area with wood flooring, recessed lighting, crown molding, and access to a private balcony. The kitchen offers quartz countertops, a spacious center island, and plenty of cabinet space. Refrigerator, range, microwave, dishwasher, washer, and dryer are all included.Additional upgrades include OWNED SOLAR, central A/C, a whole-house fan, energy-efficient thermostat, alkaline water system, USB charging outlets, and an attached 2-car EV-ready garage with overhead and standing storage racks.The tri-level layout offers three bedrooms, including a spacious primary suite with a walk-in closet, conveniently located laundry, and additional storage throughout.Ideally located near Cal State San Marcos, Kaiser Permanente, shopping, dining, parks, and Highway 78. Enjoy the space and feel of townhome-style living with the low-maintenance convenience of a condo in Mission Villas.
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Est. Monthly Payment
$5,318
Location
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Zoned Schools
Elementary
Richland Elementary · grades K-5 · San Marcos Unified
Middle
Woodland Park Middle · grades 6-8 · San Marcos Unified
High
Mission Hills High · grades 9-12 · San Marcos Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,570
Comp Average
$3,672
309 Mission Villas Rd
3bd / 2.5ba · 1,331 sqft · Townhouse
$629K
Est. $3,466/mo
607 Lotus Drive
3bd / 3ba · 1,497 sqft · Townhouse
$699K
Est. $3,698/mo
367 Fitzpatrick Rd
3bd / 2.5ba · 1,455 sqft · Condo
$690K
Est. $3,633/mo
605 Lotus Drive
3bd / 3ba · 1,497 sqft · Townhouse
$742K
Est. $3,698/mo
406 Lotus Drive
3bd / 3.5ba · 1,781 sqft · Townhouse
$769K
Est. $3,867/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed condos & townhomes within 1 mi · $3,295–$3,658
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,173/mo short at 20% down; 84% down or +$4,121/mo rent closes it.
- Break-even price
- $311,812
- Break-even rent
- $7,691/mo
- Cashflow at 35% down
- −$2,418/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$4,121/mo above the estimate
$609,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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