420 N Pacific St

420 N Pacific St

D

San Marcos, CA 92069

$750,000
NEW — 4d on market

Soft Appraisal Value: $747,900 · 0.3% above estimate

Beds

4

Baths

2

Sqft

1,532

Year Built

1974

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603072

Description

This 4-bedroom 2-bathroom home sits on a spacious 8000 sq foot, level lot. The quiet neighborhood is near shopping and offers easy access to freeways. The home boasts vinyl windows and exterior doors. The kitchen was remodeled and has a nice open feel. Two exterior doors lead to a covered patio in the large, fully-fenced backyard. The attached 2-car garage and driveway provide plenty of room for your cars and toys. There are neither HOA fees nor Mello Roos. Don’t miss this opportunity to enjoy your own single family home in a fine neighborhood.

Mortgage Calculator

Est. Monthly Payment

$4,761

Principal & Interest$3,792
Property Tax$750
Insurance$219
%($150,000)
%

Investment Score

6D
Est. Monthly Rent
$3,724
Monthly Cashflow

Rent − PITIA

$-1,037
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,519

Mortgage (P+I)
$3,792
Cap Rate
2.04%
Cash-on-Cash
-20.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$6,995

NOI (Annual)
$15,282
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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