5562 Hamill Ave

5562 Hamill Ave

Ctop 80%

San Diego, CA 92120

$1,695,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

14 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$8,429/mo full cashflow at 20% down, 7.36% rate.

Works at $591,999 (65% under asking), or at 93% down.

Rent $5,876/mo from 9 leases of houses within 1 mi, size-adjusted ($5,775–$6,080).

Beds

7

Baths

5

Sqft

2,525

Year Built

1956

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026981SD

This property is in San Diego (92120). View neighborhood stats →

About This Property

Offering the perfect combination of modern living and investment potential, this beautifully renovated property features a single-level main residence and a newly-constructed detached two-story ADU, both with sweeping panoramic mountain and hill views. The main home showcases a bright, open floor plan with abundant natural light, all-new appliances, central AC, and a private deck overlooking beautiful vistas. The newly built 3-bedroom, 2-bathroom ADU features its own full kitchen, living room, main level bedroom, solar system and in-unit laundry, creating an ideal opportunity for rental income, multigenerational living, or guest accommodations. With additional backyard space for a potential second ADU or pool, this property offers exceptional flexibility for homeowners and investors alike. Whether you're searching for a San Diego investment property, a primary residence with rental income potential, or a multigenerational home, this property is a must see!

Mortgage Calculator

Est. Monthly Payment

$11,541

Principal & Interest$9,352
Property Tax$1,695
Insurance$494
%($339,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Marvin Elementary · grades K-5 · San Diego Unified

  • Middle

    Lewis Middle · grades 6-8 · San Diego Unified

  • High

    Henry High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$5,876

9 leases of houses within 1 mi, size-adjusted · $5,775–$6,080

Monthly Cashflow

Rent − PITIA

-$5,665
Full Cashflow

Incl. vacancy, PM, maint, capex

-$8,429

What would make this work?

$8,429/mo short at 20% down; 93% down or +$10,946/mo rent closes it.

Break-even price

65% under asking

$591,999
Break-even rent

$10,946/mo above the estimate

$16,822/mo
Cashflow at 35% down
−$6,675/mo
Down payment to break even

$1,576,350 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$9,352
Cap Rate
0.86%
Cash-on-Cash
-29.84%
DSCR

Need ≥ 1.25 for DSCR loan

0.51

NOI (Annual)
$14,602
Price-to-Rent

Lower = better for investors

24.0

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$8,429/mo