6477 Winona Avenue
Btop 30%San Diego, CA 92120
One license per person in San Diego: whether you can hold it depends on you, not only the home.
24 licensed short-term rentals within ½ mile (15 whole home), from the cities' license and permit lists of Nov 5, 2026.
Pass at asking: -$3,978/mo full cashflow at 20% down, 7.49% rate.
Works at $583,314 (47% under asking), or at 72% down.
Rent $5,843/mo from 8 leases of houses within 1 mi, size-adjusted ($5,657–$6,181).
Beds
5
Baths
2.5
Sqft
2,410
Year Built
1956
Days on Market
0
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2608192
This property is in San Diego (92120). View neighborhood stats →
About This Property
Big price improvement! You won't find a home this size in this neighborhood at this price! Welcome to 6477 Winona Ave in the heart of the desirable, centrally located neighborhood of Allied Gardens. With its proximity to all that San Diego has to offer, this home will have you perfectly situated. This is a wonderful blank slate opportunity awaiting your personal preferences and design touches. Designed for both entertaining and daily comfort, this expansive home delivers exceptional space with a thoughtful layout for a large family or extra space for guests. The main level features 3 bedrooms, 1.5 bathrooms, and a nicely appointed kitchen that opens to a tranquil backyard space perfect for quiet morning coffees or peaceful evening relaxation. The second level is highlighted by a spacious primary bedroom with a primary bathroom that also connects to a 5th bedroom/office. Completing the upstairs space is a considerable family room with wood-burning fireplace ideal for hosting guests or simply a quiet evening. Bring your buyers.
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Est. Monthly Payment
$7,561
Location
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Zoned Schools
Elementary
Foster Elementary · grades K-5 · San Diego Unified
Middle
Lewis Middle · grades 6-8 · San Diego Unified
High
Henry High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,843
Comp Average
$6,082
7391 Margerum Avenue
6bd / 3.5ba · 2,304 sqft · Single Family
$1.52M
Est. $6,679/mo
5964 Highplace Drive
4bd / 3ba · 2,273 sqft · Single Family
$1.50M
Est. $6,595/mo
8140 Hillandale Dr
5bd / 3ba · 2,273 sqft · Single Family
$1.38M
Est. $5,599/mo
5996 College
4bd / 3ba · 2,104 sqft · Single Family
$1.48M
Est. $5,740/mo
5545 Red River Dr
4bd / 3ba · 2,347 sqft · Single Family
$1.55M
Est. $5,795/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of houses within 1 mi, size-adjusted · $5,657–$6,181
Blended 50/50 with the zip's market median ($5,809)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,978/mo short at 20% down; 72% down or +$5,166/mo rent closes it.
- Break-even price
- $583,314
- Break-even rent
- $11,009/mo
- Cashflow at 35% down
- −$2,827/mo
- Down payment to break even
- 72%
- Rate to break even
- Not reachable
47% under asking
$5,166/mo above the estimate
$791,280 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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