553 Cloudview Lane
Ctop 80%Encinitas, CA 92024Neighborhood: New Encinitas
4 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 5, 2026.
None of the 127 homes on this home's recorded tract holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$7,552/mo full cashflow at 20% down, 7.49% rate.
Works at $595,849 (62% under asking), or at 89% down.
Rent $6,255/mo from 9 leases of 2–4 bed houses within 0.5 mi ($5,491–$5,840).
Beds
3
Baths
2
Sqft
1,685
Year Built
1984
Days on Market
0
Property Type
Single Family
HOA/mo
$220.21
MLS ID
260026351SD
This property is in Encinitas (92024). View neighborhood stats →
About This Property
Welcome to this inviting 3-bedroom, 2-bath home in Seagate Village, nestled in the desirable Village Park neighborhood of Encinitas! Offering 1,685 square feet of living space, this spacious home features vaulted ceilings, abundant natural light, air conditioning, and an inviting living room with a floor-to-ceiling brick fireplace and plantation shutters. A separate dining room opens to a charming atrium with terracotta tile and a fountain. The kitchen features wood cabinetry, stone countertops, stainless steel appliances, and breakfast bar seating overlooking a second living area. Sliding glass doors lead to a private, fenced backyard with landscaping and a pergola-covered patio, perfect for outdoor entertaining. A two-car garage provides storage and laundry facilities. Situated on a peaceful street with no through traffic, the home offers a quiet neighborhood setting. Seagate Village residents enjoy a community pool, spa, tennis court, sand volleyball court, walking paths, park, and playground. Conveniently located near Flora Vista Elementary and Diegueño Middle School, within the highly rated San Dieguito Union High School District. Enjoy Encinitas' world-class beaches, vibrant dining and shopping along Coast Highway 101, and convenient COASTER access. Experience coastal living at its finest!
Mortgage Calculator
Est. Monthly Payment
$11,056
Location
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Zoned Schools
Elementary
Flora Vista Elementary · grades K-6 · Encinitas Union Elementary
Middle
Diegueno Middle · grades 7-8 · San Dieguito Union High
High
La Costa Canyon High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$6,255
Comp Average
$5,762
158 Five Crowns Way
3bd / 2ba · 1,533 sqft · Single Family
$1.25M
Est. $5,428/mo
835 Summersong Court
3bd / 2.5ba · 1,745 sqft · Single Family
$1.35M
Est. $5,511/mo
1109 Pacifica Place
4bd / 2.5ba · 1,678 sqft · Single Family
$1.75M
Est. $5,699/mo
1311 Walnutview Drive
3bd / 2ba · 1,633 sqft · Single Family
$1.95M
Est. $5,819/mo
1827 Amalfi
3bd / 2ba · 1,861 sqft · Single Family
$2.00M
Est. $6,352/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 2–4 bed houses within 0.5 mi · $5,491–$5,840
Blended 50/50 with the zip's market median ($6,817)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$7,552/mo short at 20% down; 89% down or +$9,808/mo rent closes it.
- Break-even price
- $595,849
- Break-even rent
- $16,063/mo
- Cashflow at 35% down
- −$5,902/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$9,808/mo above the estimate
$1,401,750 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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