158 Five Crowns Way

158 Five Crowns Way

Ctop 80%

Encinitas, CA 92024Neighborhood: New Encinitas

$1,249,000
NEW — 0d
STR: check · no permits on this tract · TOT 10%

2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 3, 2026.

None of the 80 homes on this home's recorded tract holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$5,008/mo full cashflow at 20% down, 7.49% rate.

Works at $599,688 (52% under asking), or at 78% down.

Rent $6,119/mo from 13 leases of 2–4 bed houses within 1 mi ($5,238–$5,673).

Beds

3

Baths

2

Sqft

1,533

Year Built

1976

Days on Market

0

Property Type

Single Family

HOA/mo

$86

MLS ID

260026182SD

This property is in Encinitas (92024). View neighborhood stats →

About This Property

Rare single story opportunity in Village Park. Nice elevated lot with several mature fruit trees and resort-like landscaping. Furnace installed 2019, replacement vinyl windows. Garage converted to apartment with new garage door. Community pools and tennis courts, park areas and more. Minutes to Shopping, Dining, Highways and award winning schools and beaches. Location, Location, Location!!!

Mortgage Calculator

Est. Monthly Payment

$8,679

Principal & Interest$6,980
Property Tax$1,249
Insurance$364
HOA$86
%($249,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Park Dale Lane Elementary · grades K-6 · Encinitas Union Elementary

  • Middle

    Diegueno Middle · grades 7-8 · San Dieguito Union High

  • High

    La Costa Canyon High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

22C
Est. Monthly Rent
$6,119

13 leases of 2–4 bed houses within 1 mi · $5,238–$5,673

Blended 50/50 with the zip's market median ($6,807)

Monthly Cashflow

Rent − PITIA

-$2,560
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,008

What would make this work?

$5,008/mo short at 20% down; 78% down or +$6,504/mo rent closes it.

Break-even price

52% under asking

$599,688
Break-even rent

$6,504/mo above the estimate

$12,623/mo
Cashflow at 35% down
−$3,699/mo
Down payment to break even

$974,220 cash

78%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,980
Cap Rate
2.19%
Cash-on-Cash
-24.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$27,333
Price-to-Rent

Lower = better for investors

17.0

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,008/mo