5474 Streamview Dr

5474 Streamview Dr

Btop 30%

San Diego, CA 92105

$700,000
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

15 licensed short-term rentals within ½ mile (7 whole home), from the cities' license and permit lists of Nov 11, 2026.

Pass at asking: -$2,827/mo full cashflow at 20% down, 7.43% rate.

Works at $331,815 (53% under asking), or at 79% down.

Rent $3,310/mo from 8 leases of 4-bed houses within 2 mi ($3,371–$3,996).

Beds

4

Baths

2

Sqft

1,116

Year Built

1950

Days on Market

229

Property Type

Single Family

HOA/mo

N/A

MLS ID

260004326SD

This property is in San Diego (92105). View neighborhood stats →

About This Property

Great starter home in Oak Park of San Diego. 4 bedroom and 2 bathrooms. 1 single garage on a corner lot. Quite, close to Walmart, Target, Asian supermarket, free I-8 and I-94.

Mortgage Calculator

Est. Monthly Payment

$4,793

Principal & Interest$3,889
Property Tax$700
Insurance$204
%($140,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Carver Elementary · grades K-5 · San Diego Unified

  • Middle

    Mann Middle · grades 6-8 · San Diego Unified

  • High

    Crawford High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

43B
Est. Monthly Rent
$3,310

8 leases of 4-bed houses within 2 mi · $3,371–$3,996

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,483
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,827

What would make this work?

$2,827/mo short at 20% down; 79% down or +$3,672/mo rent closes it.

Break-even price

53% under asking

$331,815
Break-even rent

$3,672/mo above the estimate

$6,982/mo
Cashflow at 35% down
−$2,098/mo
Down payment to break even

$553,000 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,889
Cap Rate
2.10%
Cash-on-Cash
-24.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$14,722
Price-to-Rent

Lower = better for investors

17.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,827/mo