546 Calle Capistrano
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546 Calle Capistrano

C

San Marcos, CA 92069

$1,145,000
NEW — 3d

Soft Appraisal Value: $1,129,200 · 1.4% above estimate

Beds

4

Baths

3

Sqft

2,260

Year Built

1995

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015421SD

This property is in San Marcos (92069). View neighborhood stats →

About This Property

Welcome to this spacious and light filled 4 bed/3 bath home in the highly desirable Santa Fe Hills community of San Marcos. Offering a versatile floor plan with a bedroom and full bathroom on the main level, this residence is ideal for guests, multigenerational living, or a home office. The well-appointed kitchen features abundant counter space, ample cabinetry, and a built-in desk area, opening to a comfortable family room with a cozy fireplace. Large windows throughout the home fill the interior with natural light, creating a warm and inviting atmosphere. Upstairs, the expansive primary suite boasts vaulted ceilings, a private deck overlooking the community, a spacious ensuite bathroom with a soaking tub, separate shower, and walk-in closet. Two additional bedrooms and a full bathroom complete the upper level. Outside, the backyard offers space for gardening, entertaining, or simply enjoying San Diego's year-round climate. A three-car garage provides plenty of room for vehicles, storage, and hobbies. Perfectly situated across from a neighborhood park and just minutes from Discovery Lake, Double Peak Park, scenic hiking and biking trails, shopping, dining, Palomar College, Cal State San Marcos, and convenient access to Highway 78 and the SPRINTER station, this home offers an exceptional combination of comfort, convenience, and the sought-after North County lifestyle.

Mortgage Calculator

Est. Monthly Payment

$7,269

Principal & Interest$5,790
Property Tax$1,145
Insurance$334
%($229,000)
%

Location

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Investment Score

13D
Est. Monthly Rent
$4,492
Monthly Cashflow

Rent − PITIA

$-2,777
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,764

Mortgage (P+I)
$5,790
Cap Rate
1.07%
Cash-on-Cash
-24.96%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$10,679

NOI (Annual)
$12,308
Price-to-Rent

Lower = better for investors

21.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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