5445 Adams Avenue

5445 Adams Avenue

D

San Diego, CA 92115

$989,500
NEW — 0d on market

Beds

3

Baths

1.5

Sqft

1,438

Year Built

1947

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006897SD

View on MLS

Description

Rare opportunity to own a charming 3-bedroom, 1,438 sq ft home in the highly desirable El Cerrito neighborhood, set on an expansive and fully usable 17,200 sq ft lot. This private residence is filled with abundant natural light and features beautiful wood floors. Enjoy original built-ins, vaulted ceilings in the family room, and French doors that open to a backyard oasis with endless possibilities. The property includes a detached casita (studio with kitchenette and full bathroom)... See supplementary. (continue)...a versatile wellness or art room, and a detached two-car garage with an enormous workshop—offering incredible potential for an ADU or additional living space. Great opportunity for rental income, multi-generational living, or creative workspace. Ideally located just minutes from popular cafes, restaurants, and shops, public transportation, and less than two miles from SDSU. This property offers both convenience and lifestyle. The main home is complemented by a two-car garage with an attached oversized workshop, presenting excellent potential for conversion into an additional ADU. A truly special property with endless possibilities for living, investing, or expanding. Don't miss out on such a great opportunity!

Mortgage Calculator

Est. Monthly Payment

$6,282

Principal & Interest$5,003
Property Tax$990
Insurance$289
%($197,900)
%

Investment Score

4D
Est. Monthly Rent
$4,161
Monthly Cashflow

Rent − PITI − HOA

$-2,121
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,903

Mortgage (P+I)
$5,003
Cap Rate
1.34%
Cash-on-Cash
-23.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$9,229

NOI (Annual)
$13,211
Price-to-Rent

Lower = better for investors

19.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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