4219 44th Street

4219 44th Street

D

San Diego, CA 92115

$630,000
NEW — 3d on market

Beds

2

Baths

2

Sqft

897

Year Built

1981

Days on Market

3

Property Type

Condo

HOA/mo

$310

MLS ID

NDP2602842

Description

Positioned as the desirable front unit in the complex, this beautifully updated 2-bedroom, 2-bathroom condo offers light-filled living with windows on three sides, creating an airy and inviting atmosphere throughout. Vaulted ceilings enhance the sense of space, while a cozy fireplace and recessed lighting add warmth and ambiance. Remodeled in 2024 with stylish designer finishes, both the kitchen and bathrooms showcase modern touches and thoughtful upgrades. The open-concept living, dining, and kitchen areas seamlessly flow to a private balcony—perfect for al fresco dining or relaxing outdoors. The secondary bedroom features its own private balcony, enhancing the home’s indoor-outdoor appeal. Additional highlights include newly installed washer and dryer, mini-split A/C units for efficient year-round comfort, a private detached garage for secure parking and storage, and a highly convenient location with easy access to the 15 freeway, nearby restaurants, parks, and everyday amenities.

Mortgage Calculator

Est. Monthly Payment

$4,309

Principal & Interest$3,186
Property Tax$630
Insurance$184
HOA$310
%($126,000)
%

Investment Score

2D
Est. Monthly Rent
$2,596
Monthly Cashflow

Rent − PITI − HOA

$-1,714
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,836

Mortgage (P+I)
$3,186
Cap Rate
0.67%
Cash-on-Cash
-27.01%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$6,279

NOI (Annual)
$4,199
Price-to-Rent

Lower = better for investors

20.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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