5286 Coastal Sage Trail
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5286 Coastal Sage Trail

C

Carmel Valley, CA 92130

$4,499,500
NEW — 5d

Soft Appraisal Value: $4,366,800 · 3.0% above estimate

Beds

5

Baths

5.5

Sqft

4,937

Year Built

2023

Days on Market

5

Property Type

Single Family

HOA/mo

$297

MLS ID

PTP2604748

This property is in Carmel Valley (92130). View neighborhood stats →

Virtual Tour

About This Property

Set in a private, gated enclave of Pacific Highlands Ranch, this 2023 custom estate delivers nearly 5,000 square feet of sophisticated, open-concept living. A defining feature of the property is the builder-integrated attached ADU—a fully appointed 1-bedroom, 1-bathroom suite offering premier versatility to serve as a private guest house, an elite executive workspace, or a high-performance home gym. The arrival experience centers on an open-air entry courtyard anchored by a central fountain and a rock-formed fireplace lounge. Inside, soaring ceilings frame a light-filled layout featuring a main-level office and a world-class kitchen complete with a large walk-in pantry, a waterfall quartz island, and professional Wolf and Sub-Zero appliances. Bi-parting glass walls seamlessly dissolve the boundaries to a low-maintenance backyard oasis, pairing a covered California room, a pristine pool, a built-in spa, and a porcelain tile pool deck with serene mountain views. The primary sanctuary resides on the main level, featuring dual custom walk-in dressing rooms and direct pool access. The upper level acts as a secondary wing, hosting a spacious bonus loft, three comprehensive en-suite bedrooms, and an expansive guest balcony that overlooks the oasis below and centers on its own outdoor fireplace. All built-ins throughout the entire home are custom-fitted by California Closets. Premium mechanical infrastructure includes a SunPower solar array, SunVault battery backup, an EV-ready garage, and integrated Sonos stations wired to every zone. Beyond the private gates, residents receive exclusive access to two private community recreation clubs. The location is minutes from premium local shopping, fine dining, and award-winning public schools in the Solana Beach and San Dieguito districts. With a direct shot down the 56 freeway, you can be on the sand at Torrey Pines Beach or traversing its world-famous hiking trails in mere minutes. A rare turnkey trophy offering unmatched scale, views, and utility in the absolute pinnacle of 92130. Welcome home.

Mortgage Calculator

Est. Monthly Payment

$28,861

Principal & Interest$22,752
Property Tax$4,500
Insurance$1,312
HOA$297
%($899,900)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,521
Monthly Cashflow

Rent − PITIA

$-21,339
Full Cashflow

Incl. vacancy, PM, maint, capex

$-26,819

Mortgage (P+I)
$22,752
Cap Rate
-1.08%
Cash-on-Cash
-35.76%
DSCR

Need ≥ 1.25 for DSCR loan

0.26
Break-even Rent
$42,351

NOI (Annual)
$-48,803
Price-to-Rent

Lower = better for investors

49.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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