5282 Naranja #3
Atop 10%San Diego, CA 92114
19 licensed short-term rentals within ½ mile (17 whole home), from the cities' license and permit lists of Nov 13, 2026.
None of the 24 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,574/mo full cashflow at 20% down, 7.36% rate.
Works at $333,059 (38% under asking), or at 63% down.
Rent $3,561/mo from 12 leases of 2–4 bed houses within 1 mi ($3,501–$3,841).
Beds
3
Baths
3
Sqft
1,420
Year Built
2024
Days on Market
147
Property Type
Single Family
HOA/mo
$196.8
MLS ID
260014784SD
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
THIS IS AN AFFORDABLE FOR SALE HOME - NEW CONSTRUCTION, -0- LOT LINE, 3BR, 3BA townhome style detached PUD (not a condo) sleek stainless steel kitchen, separate laundry room, airy balcony and porch, 9 foot ceilings, attached 2 car garage, large foyer, paid solar system. Walking distance to trolley, restaurants and shopping. Short drive to downtown and 8,5,805,125,94 and 15 freeways. Recessed lighting and designer finishes add a touch of urban sophistication to this new home. Study, play or storage area on the upstairs.
Mortgage Calculator
Est. Monthly Payment
$3,867
Location
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Zoned Schools
Elementary
Horton Elementary · grades PK-5 · San Diego Unified
Middle
Millennial Tech Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,561
Comp Average
$3,679
5282 Naranja Street
3bd / 3ba · 1,423 sqft · Single Family
$539K
Est. $3,625/mo
5282 Naranja Street
3bd / 3ba · 1,423 sqft · Single Family
$539K
Est. $3,625/mo
463 Creekside Circle
3bd / 3ba · 1,420 sqft · Single Family
$660K
Est. $3,713/mo
426 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$680K
Est. $3,715/mo
438 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$680K
Est. $3,715/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 2–4 bed houses within 1 mi · $3,501–$3,841
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,574/mo short at 20% down; 63% down or +$2,044/mo rent closes it.
- Break-even price
- $333,059
- Break-even rent
- $5,605/mo
- Cashflow at 35% down
- −$1,016/mo
- Down payment to break even
- 63%
- Rate to break even
- 1.07%
38% under asking
$2,044/mo above the estimate
$339,570 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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