426 Creekside Circle
Btop 30%San Diego, CA 92114
19 licensed short-term rentals within ½ mile (17 whole home), from the cities' license and permit lists of Nov 13, 2026.
None of the 24 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,532/mo full cashflow at 20% down, 7.36% rate.
Works at $348,484 (49% under asking), or at 75% down.
Rent $3,715/mo from 12 leases of 2–4 bed houses within 1 mi ($3,504–$3,845).
Beds
3
Baths
3
Sqft
1,423
Year Built
2025
Days on Market
262
Property Type
Single Family
HOA/mo
$197
MLS ID
PTP2601411
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Creekside Pointe | Brand New Detached Home with Paid Solar, 2-Car Garage & Prime Location Modern design, smart efficiency, and unbeatable convenience come together in this brand new 3-bedroom, 3-bath detached townhome-style PUD (not a condo) in Creekside Pointe. Soaring 9-foot ceilings and a spacious foyer welcome you into a light-filled, thoughtfully designed layout. The sleek stainless-steel kitchen anchors the main living area with contemporary finishes and effortless flow, ideal for both daily living and entertaining. Step outside to enjoy morning coffee on the airy balcony or relax on the inviting front porch. Upstairs, a versatile landing offers the perfect flex space for a home office, study nook, play area, or additional storage. Both third-floor bedrooms feature private ensuite baths, providing comfort and separation for guests, roommates, or multigenerational living. Additional highlights include: Attached two-car garage | Paid solar system for energy efficiency and long-term savings | Dedicated laundry room | Split-system heating and cooling | Extra storage beneath the entry-level staircase. Located just minutes from major freeways, shopping centers, dining, and trolley access, this home offers exceptional connectivity for commuters while keeping everyday conveniences close at hand
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Est. Monthly Payment
$4,826
Location
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Zoned Schools
Elementary
Horton Elementary · grades PK-5 · San Diego Unified
Middle
Millennial Tech Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,715
Comp Average
$3,678
5282 Naranja Street
3bd / 3ba · 1,423 sqft · Single Family
$539K
Est. $3,625/mo
463 Creekside Circle
3bd / 3ba · 1,420 sqft · Single Family
$660K
Est. $3,713/mo
438 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$680K
Est. $3,715/mo
430 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$700K
Est. $3,715/mo
462 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$716K
Est. $3,624/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 2–4 bed houses within 1 mi · $3,504–$3,845
Blended 50/50 with the zip's market median ($3,794)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,532/mo short at 20% down; 75% down or +$3,288/mo rent closes it.
- Break-even price
- $348,484
- Break-even rent
- $7,003/mo
- Cashflow at 35% down
- −$1,829/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$3,288/mo above the estimate
$509,925 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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