
463 Creekside Circle
Atop 10%San Diego, CA 92114
19 licensed short-term rentals within ½ mile (17 whole home), from the cities' license and permit lists of Nov 13, 2026.
None of the 24 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,380/mo full cashflow at 20% down, 7.36% rate.
Works at $348,301 (47% under asking), or at 73% down.
Rent $3,713/mo from 12 leases of 2–4 bed houses within 1 mi ($3,501–$3,841).
Beds
3
Baths
3
Sqft
1,420
Year Built
2025
Days on Market
288
Property Type
Single Family
HOA/mo
$196.8
MLS ID
260002107SD
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
NEW CONSTRUCTION!!! Airy and move in ready! Front balcony off of main living area. 3 Bedrooms 3 Full Baths, high ceilings and open stairwells give the property a spacious feeling. Paid for solar, separate laundry room and a welcoming foyer make this a great home. Close to the 15, 5, 805, 94, 8, 125 and downtown SD. Trolley is in walking distance along with supermarket, restaurants and schools. Mini splits supply heat and AC. Welcome to your new home! Close to 32nd Street, Miramar and so much more.
Mortgage Calculator
Est. Monthly Payment
$4,690
Location
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Zoned Schools
Elementary
Horton Elementary · grades PK-5 · San Diego Unified
Middle
Millennial Tech Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,713
Comp Average
$3,679
5282 Naranja Street
3bd / 3ba · 1,423 sqft · Single Family
$539K
Est. $3,625/mo
426 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$680K
Est. $3,715/mo
438 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$680K
Est. $3,715/mo
430 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$700K
Est. $3,715/mo
462 Creekside Circle
3bd / 3ba · 1,423 sqft · Single Family
$716K
Est. $3,624/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 2–4 bed houses within 1 mi · $3,501–$3,841
Blended 50/50 with the zip's market median ($3,794)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,380/mo short at 20% down; 73% down or +$3,091/mo rent closes it.
- Break-even price
- $348,301
- Break-even rent
- $6,804/mo
- Cashflow at 35% down
- −$1,698/mo
- Down payment to break even
- 73%
- Rate to break even
- Not reachable
47% under asking
$3,091/mo above the estimate
$481,727 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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