5155 Point Loma
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5155 Point Loma #8

C

San Diego, CA 92107

$995,000
NEW — 3d

Soft Appraisal Value: $907,900 · 9.6% above estimate

Beds

2

Baths

2

Sqft

1,050

Year Built

1974

Days on Market

3

Property Type

Condo

HOA/mo

$475

MLS ID

260014981SD

This property is in San Diego (92107). View neighborhood stats →

About This Property

Experience an extraordinary waterfront lifestyle in this beautifully updated third-floor corner residence, where breathtaking water views take center stage from every room. Overlooking the Pacific Ocean and San Diego River, this rare coastal retreat offers the perfect blend of luxury, sophistication, and effortless Southern California living. Expansive California doors create a seamless indoor-outdoor experience, opening to a private patio that feels like your own front-row seat to spectacular sunsets, shimmering water views, and year-round ocean breezes. Whether entertaining guests with a glass of wine or enjoying a quiet morning coffee, the outdoor living space becomes a natural extension of the home. Inside, abundant natural light pours through the residence, highlighting the open-concept design and newer luxury vinyl plank flooring that brings a fresh, modern elegance throughout. Thoughtfully positioned to maximize both privacy and scenery, this exceptional residence offers elevator access, secure garage parking, and dedicated storage. Every space has been designed to showcase the surrounding waterfront, creating a setting that feels more like a luxury resort than a condominium. Located just moments from Ocean Beach's vibrant collection of restaurants, cafés, breweries, boutique shopping, and waterfront recreation, this home places the very best of San Diego at your doorstep. Interstate 8 is less than a mile away, providing effortless access to Downtown San Diego, Mission Bay, San Diego International Airport, military installations, and major business centers.

Mortgage Calculator

Est. Monthly Payment

$6,791

Principal & Interest$5,031
Property Tax$995
Insurance$290
HOA$475
%($199,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,378
Monthly Cashflow

Rent − PITIA

$-3,413
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,019

Mortgage (P+I)
$5,031
Cap Rate
0.01%
Cash-on-Cash
-30.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$9,897

NOI (Annual)
$143
Price-to-Rent

Lower = better for investors

24.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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