5027 Santa Monica Avenue
1 / 20

5027 Santa Monica Avenue #F

D

San Diego, CA 92107

$1,100,000
NEW — 0d

Soft Appraisal Value: $1,076,800 · 2.2% above estimate

Beds

3

Baths

2.5

Sqft

1,333

Year Built

1989

Days on Market

0

Property Type

Townhouse

HOA/mo

$468

MLS ID

PTP2603939

This property is in San Diego (92107). View neighborhood stats →

Virtual Tour

About This Property

Wake up a block away from the ocean. Salty air and mellow vibes. This modern coastal end unit sits in the heart of Ocean Beach, San Diego's most beloved and authentically eclectic beach community where the pier, the sand, and the electric energy are woven into your everyday life. Step inside and the home opens up immediately. Warm natural wood floors flow through a bright, open-concept layout designed to move with the light, with skylights above the stairwell and primary bath that keep the sun present even deep into the home. The living area and primary suite both frame water views, offering a quiet but constant connection to the coast that never gets old. With only one shared wall, the energy here feels more like a private retreat than a shared building. The remodeled kitchen is the centerpiece with a clean, modern space appointed with quality finishes, a large island with seating for everyone and a dual-dishwasher setup to ease everyday life. The real magic is the address. One block to the sand, steps to the OB Pier, surrounded by the farmers market, surf shops, neighborhood restaurants, and the kind of community character that simply cannot be manufactured. Two tandem off-street parking spaces tuck under in the garage, and a Walk Score of 93 make the practical side just as effortless as the lifestyle. And for families, Ocean Beach Elementary earns an A on Niche and a 10 on GreatSchools one of the best in the area. Ocean Beach isn't just a location, it's a lifestyle. This is your chance to own a piece of one of California's best beach towns.

Mortgage Calculator

Est. Monthly Payment

$7,451

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
HOA$468
%($220,000)
%

Location

Loading map...

Investment Score

22D
Est. Monthly Rent
$5,297
Monthly Cashflow

Rent − PITIA

$-2,154
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,289

Mortgage (P+I)
$5,562
Cap Rate
1.39%
Cash-on-Cash
-23.40%
DSCR

Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$10,867

NOI (Annual)
$15,276
Price-to-Rent

Lower = better for investors

17.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator