4970 Lamia Way
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4970 Lamia Way

D

Oceanside, CA 92056

$969,000
NEW — 0d on market

Soft Appraisal Value: $957,400 · 1.2% above estimate

Beds

2

Baths

2

Sqft

1,592

Year Built

1993

Days on Market

0

Property Type

Single Family

HOA/mo

$768

MLS ID

PTP2602678

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Step into effortless coastal living in this beautifully reimagined 2-bedroom, 2-bath ‘Acadia’ model in the vibrant, amenity-rich senior community of Ocean Hills Country Club. Thoughtfully updated from top to bottom, this residence blends modern style with comfort & convenience. The stunning new kitchen & bathrooms showcase contemporary finishes, complemented with fresh paint, luxury vinyl flooring, new appliances, & updated fixtures throughout. Dramatic vaulted ceilings & skylights flood the home with natural light, creating an open, airy ambiance, while built-ins, tasteful window treatments, & a cozy living room fireplace add both character & functionality. Enjoy low-maintenance outdoor living with easy-care spaces perfect for relaxing or entertaining, along with the convenience of an attached 2-car garage. Residents of this gated, guard-secured community enjoy access to an impressive array of amenities, including a golf course, tennis, pickleball & bocce ball courts, a clubhouse, billiards room, fitness center, pool, spa, & numerous beautifully maintained greenbelts & mini parks. Exceptional grounds maintenance & an active lifestyle at your doorstep roughly 4 miles from the Pacific Ocean, this IS senior living at its finest. Move-in ready & designed for easy living — this is the home you’ve been waiting for.

Mortgage Calculator

Est. Monthly Payment

$6,919

Principal & Interest$4,900
Property Tax$969
Insurance$283
HOA$768
%($193,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,716
Monthly Cashflow

Rent − PITIA

$-3,204
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,866

Mortgage (P+I)
$4,900
Cap Rate
0.04%
Cash-on-Cash
-30.13%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$10,035

NOI (Annual)
$406
Price-to-Rent

Lower = better for investors

21.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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