2395 Rancho Del Oro Rd
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2395 Rancho Del Oro Rd #29

D

Oceanside, CA 92056

$610,000

Soft Appraisal Value: $557,100 · 9.5% above estimate

Beds

2

Baths

2

Sqft

1,008

Year Built

1991

Days on Market

48

Property Type

Condo

HOA/mo

$510

MLS ID

NDP2601941

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Experience tranquility, comfort, and privacy, in this north-facing, top-floor condo with mountain and sunset views from the main balcony. Filled with natural light, this unit features two private balconies, perfect for morning coffee or evening relaxation. Inside, enjoy an open layout with a spacious living room and cozy fireplace, a charming kitchen, and serene bedrooms that capture gentle coastal breezes. The unit includes a detached one-car garage plus an additional assigned parking space. Located in a gated, well-maintained community with landscaped grounds and a pool, this home is just two miles from Carlsbad, minutes from MiraCosta College, close to the 78 freeway, Oceanside’s beaches, dining, and entertainment. Ideal for first-time buyers, investors, or those looking to downsize, this light-filled condo offers the best of North County coastal living. Comfort, location, and lasting value.

Mortgage Calculator

Est. Monthly Payment

$4,382

Principal & Interest$3,084
Property Tax$610
Insurance$178
HOA$510
%($122,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$2,827
Monthly Cashflow

Rent − PITIA

$-1,555
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,714

Mortgage (P+I)
$3,084
Cap Rate
0.73%
Cash-on-Cash
-26.70%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$6,352

NOI (Annual)
$4,445
Price-to-Rent

Lower = better for investors

18.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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