3575 Cameo Drive

3575 Cameo Drive #43

D

Oceanside, CA 92056

$665,000

Beds

3

Baths

2

Sqft

1,141

Year Built

1992

Days on Market

55

Property Type

Condo

HOA/mo

$475

MLS ID

NDP2601322

Description

Nestled in a beautifully maintained gated community; welcome to Palmilla Del Oro. This home features a move-in-ready, ground-level end unit with two patios, and a sunny kitchen, a gas stove and refrigerator. There is a patio just outside of the Dining area for relaxation. The spacious master suite has direct access to another patio with views of trees adjacent to Mira Costa College. Two additional bedrooms add versatility for a home office or a guest room. With easy access to I-5 and Highways 78 & 76 this home is located just minutes from the best beaches in North County as well as scenic trails, dining and shopping.

Mortgage Calculator

Est. Monthly Payment

$4,697

Principal & Interest$3,363
Property Tax$665
Insurance$194
HOA$475
%($133,000)
%

Investment Score

4D
Est. Monthly Rent
$3,331
Monthly Cashflow

Rent − PITIA

$-1,366
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,686

Mortgage (P+I)
$3,363
Cap Rate
1.22%
Cash-on-Cash
-24.23%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$6,819

NOI (Annual)
$8,120
Price-to-Rent

Lower = better for investors

16.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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