1540 Highridge
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1540 Highridge

C

Oceanside, CA 92056

$644,900

Soft Appraisal Value: $645,100 · 0.0% below estimate

Beds

2

Baths

2

Sqft

1,128

Year Built

1979

Days on Market

88

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2600723

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Beautifully updated single-story home in the desirable 55+ community of Peacock Hills! Lowest price per square footage in Peacock Hills currently for sale! This spacious home offers 2 bedrooms, 2 full bathrooms, and approximately 1,128 sq. ft. of living space, including a permitted family room addition. Family Room can easily be converted to a third bedroom. Enjoy a bright, open layout with new luxury vinyl flooring, fresh interior and exterior paint, new kitchen cabinets, granite countertops, and new appliances. Both bathrooms have been tastefully remodeled. Other upgrades include a brand new roof, new central A/C with ducts, double-pane windows, and termite clearance. Two covered patios, a storage shed, and low-maintenance landscaping make outdoor living easy. Situated on a quiet street with plenty of parking, a private yard, and beautiful views. HOA is only $125 per year. Conveniently located minutes from the beach, harbor, and Mottino Family YMCA. Move-in ready and handicap-friendly—this is coastal living at its best!

Mortgage Calculator

Est. Monthly Payment

$4,219

Principal & Interest$3,261
Property Tax$645
Insurance$188
HOA$125
%($128,980)
%

Location

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Investment Score

38C
Est. Monthly Rent
$2,851
Monthly Cashflow

Rent − PITIA

$-1,368
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,561

Mortgage (P+I)
$3,261
Cap Rate
1.30%
Cash-on-Cash
-23.83%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$6,177

NOI (Annual)
$8,399
Price-to-Rent

Lower = better for investors

18.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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