1540 Highridge

1540 Highridge

D

Oceanside, CA 92056

$649,900

Beds

2

Baths

2

Sqft

1,128

Year Built

1979

Days on Market

43

Property Type

Single Family

HOA/mo

$125

MLS ID

NDP2600723

Description

Beautifully updated single-story home in the desirable 55+ community of Peacock Hills! This spacious twin home offers 2 bedrooms, 2 bathrooms, and approximately 1,100 sq. ft. of living space, including a permitted family room addition. Family Room can easily be converted to a third bedroom. Enjoy a bright, open layout with new luxury vinyl flooring, fresh interior and exterior paint, new kitchen cabinets, granite countertops, and new appliances. Both bathrooms have been tastefully remodeled. Other upgrades include a brand new roof, new central A/C with ducts, double-pane windows, and termite clearance. Two covered patios, a storage shed, and low-maintenance landscaping make outdoor living easy. Situated on a quiet street with plenty of parking, a private yard, and beautiful views. HOA is only $125 per year. Conveniently located minutes from the beach, harbor, and Mottino Family YMCA. Move-in ready and handicap-friendly—this is coastal living at its best!

Mortgage Calculator

Est. Monthly Payment

$4,251

Principal & Interest$3,286
Property Tax$650
Insurance$190
HOA$125
%($129,980)
%

Investment Score

7D
Est. Monthly Rent
$2,801
Monthly Cashflow

Rent − PITI − HOA

$-1,450
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,636

Mortgage (P+I)
$3,286
Cap Rate
1.20%
Cash-on-Cash
-13.39%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$4,251

NOI (Annual)
$7,803
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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