4932 Verde Drive
Atop 10%Oceanside, CA 92057Neighborhood: North Valley
3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,430/mo full cashflow at 20% down, 7.36% rate.
Works at $357,099 (47% under asking), or at 73% down.
Rent $3,544/mo from 11 leases of 2–4 bed houses within 1 mi ($2,922–$3,309). Previously leased for $2,900.
Beds
3
Baths
2
Sqft
988
Year Built
1964
Days on Market
50
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2607193
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Charming Single Story Coastal Living with No HOA! Nestled in the established Mission Valley Estates neighborhood of North Valley, Oceanside, this detached 3 bedroom, 2 bath single story home sits on a generous 7,300 sq. ft. lot. Featuring functional living spaces and an expansive backyard with ample usable space, this lot offers ideal potential to build an Accessory Dwelling Unit (ADU), a guest house, or create your dream outdoor setup with room for entertaining, gardening, or play. Ideally situated just minutes from the back gate of Camp Pendleton, local shopping, dining, parks, and Highway 76 for an effortless commute. Enjoy cool coastal ocean breezes while remaining less than 15 minutes to Oceanside beaches and the pier. Assigned to Libby Elementary, Cesar Chavez Middle, and El Camino High School. Complete with covered parking and no monthly HOA dues, this home is a prime investment opportunity with endless room to grow!
Mortgage Calculator
Est. Monthly Payment
$4,596
Location
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Zoned Schools
Elementary
Libby Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,544
Comp Average
$3,265
3760 Vista Campana
2bd / 2ba · 994 sqft · Single Family
$419K
Est. $3,218/mo
3839 Vista Campana
2bd / 1.5ba · 994 sqft · Single Family
$430K
Est. $3,017/mo
355 Calle Mariposa
3bd / 2ba · 1,055 sqft · Single Family
$625K
Est. $3,338/mo
203 Carissa
3bd / 2ba · 1,100 sqft · Single Family
$699K
Est. $3,436/mo
630 Ann Street
3bd / 2ba · 1,074 sqft · Single Family
$800K
Est. $3,316/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
Previously leased for $2,900
11 leases of 2–4 bed houses within 1 mi · $2,922–$3,309
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,430/mo short at 20% down; 73% down or +$3,156/mo rent closes it.
- Break-even price
- $357,099
- Break-even rent
- $6,700/mo
- Cashflow at 35% down
- −$1,731/mo
- Down payment to break even
- 73%
- Rate to break even
- Not reachable
47% under asking
$3,156/mo above the estimate
$492,750 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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