3760 Vista Campana
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 6, 2026.
Pass at asking: -$1,287/mo full cashflow at 20% down, 7.43% rate.
Works at $251,444 (40% under asking), or at 65% down.
Rent $3,218/mo from 16 leases of 1–3 bed houses within 2 mi ($3,040–$3,544).
Beds
2
Baths
2
Sqft
994
Year Built
1967
Days on Market
0
Property Type
Single Family
HOA/mo
$547
MLS ID
PTP2608223
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
Beautifully renovated single-level home in the desirable 55+ Oceana community! This 2-bedroom, 2-bath residence offers a bright, modern interior with new luxury vinyl plank flooring, fresh paint, updated baseboards, interior doors, lighting, ceiling fans and dual-pane retrofit windows. The remodeled kitchen features new cabinetry, countertops, tile backsplash, undermount sink, faucet, garbage disposal and stainless-steel gas range, microwave hood and dishwasher. Both bathrooms have been refreshed with new vanities, countertops, fixtures, toilets and updated tub/shower surrounds. Additional improvements include a new sliding glass door, new front-door casing and exterior lighting. Enjoy comfortable, low-maintenance living with access to Oceana’s clubhouse, two pools, pickleball, billiards, art/pottery room, woodshop, community garden and hobby facilities. Conveniently located near shopping, dining, medical services, Emerald Isle Golf Course and just a short drive from Oceanside’s beaches and harbor. Move-in ready and waiting for its new owner!
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Est. Monthly Payment
$3,416
Location
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Comparable Properties
5 comps foundThis Property
$3,218
Comp Average
$3,252
3631 Brandywine Street
2bd / 1.5ba · 1,050 sqft · Single Family
$413K
Est. $3,354/mo
3585 Buffum Drive
2bd / 2ba · 1,046 sqft · Single Family
$405K
Est. $3,217/mo
3572 Bartlett Avenue
2bd / 1.5ba · 1,046 sqft · Single Family
$445K
Est. $3,262/mo
3760 Vista Campana
2bd / 2ba · 994 sqft · Single Family
$430K
Est. $3,216/mo
3839 Vista Campana
2bd / 1.5ba · 994 sqft · Single Family
$430K
Est. $3,209/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
16 leases of 1–3 bed houses within 2 mi · $3,040–$3,544
Blended 50/50 with the zip's market median ($3,150)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,287/mo short at 20% down; 65% down or +$1,671/mo rent closes it.
- Break-even price
- $251,444
- Break-even rent
- $4,889/mo
- Cashflow at 35% down
- −$851/mo
- Down payment to break even
- 65%
- Rate to break even
- 0.75%
40% under asking
$1,671/mo above the estimate
$272,350 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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