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355 Calle Mariposa

Atop 10%

Oceanside, CA 92057Neighborhood: North Valley

$625,000

STR closed · inland Oceanside

3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,206/mo full cashflow at 20% down, 7.36% rate.

Works at $336,336 (46% under asking), or at 72% down.

Rent $3,338/mo from 11 leases of 2–4 bed houses within 1 mi ($2,965–$3,276).

Beds

Baths

Sqft

1,055

Year Built

1972

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2607734

This property is in Oceanside (92057). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to your 3 bed/2 bath, 1055 sq ft. home in Oceanside. Convenient location near parks, bike trail, shopping, major road access, and less then six miles to the Oceanside Pier! Past updates include cabinetry in the kitchen and bathrooms, tub insert in secondary bathroom, plumbing, windows and roof. Lemon and orange tree in the backyard. Security screen front door and a sliding door from the living room to the ample concrete side yard.

Mortgage Calculator

Est. Monthly Payment

$4,256

Principal & Interest$3,448

Property Tax$625

Insurance$182

Down Payment

%($125,000)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Libby Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$3,338

Comp Average

$3,334

3544 Bartlett Avenue

2bd / 2ba · 1,046 sqft · Single Family

$475K

Est. $3,323/mo

4932 Verde Drive

3bd / 2ba · 988 sqft · Single Family

$675K

Est. $3,544/mo

3873 Bay Leaf Way

2bd / 2ba · 1,064 sqft · Single Family

$539K

Est. $3,051/mo

203 Carissa

3bd / 2ba · 1,100 sqft · Single Family

$699K

Est. $3,436/mo

630 Ann Street

3bd / 2ba · 1,074 sqft · Single Family

$800K

Est. $3,316/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

57A

Est. Monthly Rent

$3,338

11 leases of 2–4 bed houses within 1 mi · $2,965–$3,276

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$917

Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,206

What would make this work?

$2,206/mo short at 20% down; 72% down or +$2,865/mo rent closes it.

Break-even price: $336,336
Break-even rent: $6,203/mo
Cashflow at 35% down: −$1,559/mo
Down payment to break even: 72%
Rate to break even: Not reachable

Mortgage (P+I)

$3,448

Cap Rate

2.71%

Cash-on-Cash

-21.18%

DSCR

Need ≥ 1.25 for DSCR loan

0.78

NOI (Annual)

$16,912

Price-to-Rent

Lower = better for investors

15.6

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,206/mo