4885 Cole
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4885 Cole #34

A

San Diego, CA 92117

$450,000
NEW — 1d

Soft Appraisal Value: $447,100 · 0.6% above estimate

Beds

2

Baths

1.5

Sqft

840

Year Built

1974

Days on Market

1

Property Type

Condo

HOA/mo

$500

MLS ID

260016390SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Top-Floor End Unit + Quiet Courtyard Location + Prime Clairemont Convenience! Rarely available top-floor end unit tucked away from the street and neighboring school, overlooking the peaceful courtyard for added privacy and less noise. This move-in ready home features fresh interior paint, beautiful laminate flooring, and a bright, inviting layout filled with natural light. HOA dues include water, making homeownership even more affordable. The location is hard to beat! Walk just 7 minutes to Clairemont Town Square with grocery stores, restaurants, coffee shops, fitness centers, and everyday shopping. UCSD is only 10 minutes away, and you're just minutes from both I-5 and Highway 52, providing easy access to beaches, employment centers, and everything San Diego has to offer. Rare opportunity to own a top-floor end unit in one of Clairemont's most convenient locations. Positioned away from the street and neighboring school, this home enjoys a peaceful courtyard setting with added privacy and reduced noise. The interior has been freshly painted and features beautiful laminate flooring, creating a move-in ready space for its next owner. HOA dues include water, helping keep monthly expenses lower. Conveniently located just a 7-minute walk to Clairemont Town Square, you'll have easy access to grocery stores, restaurants, coffee shops, fitness centers, and everyday shopping. UCSD is approximately 10 minutes away, with quick access to both Interstate 5 and Highway 52 for an easy commute throughout San Diego. Ideal for first-time homebuyers, students, professionals, or investors looking for a low-maintenance property in a highly desirable central location. Buyer and buyer's agent to verify all information, including HOA, square footage, and room dimensions, prior to close of escrow.

Mortgage Calculator

Est. Monthly Payment

$3,357

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$500
%($90,000)
%

Location

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Investment Score

50B
Est. Monthly Rent
$2,662
Monthly Cashflow

Rent − PITIA

$-694
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,682

Mortgage (P+I)
$2,275
Cap Rate
1.58%
Cash-on-Cash
-22.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$4,846

NOI (Annual)
$7,125
Price-to-Rent

Lower = better for investors

14.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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