4875 Cole
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4875 Cole #61

B

San Diego, CA 92117

$510,000
NEW — 2d

Beds

2

Baths

1.5

Sqft

870

Year Built

1974

Days on Market

2

Property Type

Condo

HOA/mo

$500

MLS ID

260016292SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Welcome to this beautifully updated 2-bedroom, 1.5-bath home in the heart of Clairemont! Bright and inviting, this home features a versatile floor plan with the living room enclosed by elegant French doors, creating an optional third bedroom, home office, or guest room. The open-concept kitchen flows seamlessly into the main living area, making it ideal for entertaining and everyday living. Enjoy spacious bedrooms, updated finishes, abundant natural light, a private patio, and assigned parking. Located in a well-maintained community just minutes from Mission Bay, Pacific Beach, La Jolla, USD, Mesa College, and some of San Diego's best beaches. Conveniently close to shopping, restaurants, parks, Costco, Target, major freeways, and public transportation, offering easy access to downtown, UTC, and everything San Diego has to offer. Perfect for first-time buyers, investors, students, or anyone looking for an unbeatable central location. Ask about special financing options—qualified buyers may be eligible for zero down payment and little to no closing costs. Don't miss this incredible opportunity!

Mortgage Calculator

Est. Monthly Payment

$3,738

Principal & Interest$2,579
Property Tax$510
Insurance$149
HOA$500
%($102,000)
%

Location

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Investment Score

44C
Est. Monthly Rent
$2,805
Monthly Cashflow

Rent − PITIA

$-933
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,003

Mortgage (P+I)
$2,579
Cap Rate
1.35%
Cash-on-Cash
-23.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$5,406

NOI (Annual)
$6,910
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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