4817 Biona Drive
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4817 Biona Drive

D

San Diego, CA 92116

$1,895,000
NEW — 1d

Beds

3

Baths

2

Sqft

1,625

Year Built

1929

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010334SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

Dwell West Homes presents Freshly remodeled while honoring its 1929 Spanish character, this exceptional home is ideally located north of Adams Avenue in the heart of Kensington. A welcoming covered front porch leads into a stunning living room highlighted by a classic barreled ceiling, cozy fireplace, and a beautiful arched window that fills the space with natural light. Perfectly restored original hardwood floors run throughout, showcasing the home’s timeless craftsmanship. The home offers a private dining room ideal for intimate gatherings, along with an entertainer’s kitchen designed for both style and function, featuring oak and white-washed cabinetry, designer tile backsplash, quartz countertops, and new appliances. The layout flows effortlessly, making it as comfortable for everyday living as it is for hosting. All bedrooms are generously sized, while the primary suite serves as a true retreat with a walk-in closet and a beautifully finished en-suite bathroom. Off the back of the two-car garage, a versatile bonus room provides the perfect space for a home office, playroom, gym, or yoga studio. The private backyard has been upgraded with new synthetic turf and offers ample space for outdoor dining and lounging, ideal for enjoying San Diego’s year-round climate. All of this just moments from the heart of Kensington Village, with its vibrant restaurants, cafes, and shops, along with easy access to nearby parks and major freeways, making this a rare opportunity to own a beautifully remodeled Spanish home in one of San Diego’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$12,030

Principal & Interest$9,582
Property Tax$1,895
Insurance$553
%($379,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,265
Monthly Cashflow

Rent − PITIA

$-6,765
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,555

Mortgage (P+I)
$9,582
Cap Rate
0.02%
Cash-on-Cash
-30.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$17,674

NOI (Annual)
$323
Price-to-Rent

Lower = better for investors

30.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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