4801 Academy

4801 Academy

D

San Diego, CA 92109

$3,999,000

Soft Appraisal Value: $3,899,200 · 2.6% above estimate

Beds

5

Baths

5.5

Sqft

2,923

Year Built

2026

Days on Market

137

Property Type

Single Family

HOA/mo

N/A

MLS ID

250044331SD

Description

Stunning North Pacific Beach Home with Two Bonus ADU's Discover coastal living at its finest in this beautiful new construction 3 bed 3.5 bath home located in highly desirable North Pacific Beach. Just minutes from scenic parks, LaJolla, downtown and major freeways, this property blends luxury, comfort, and exceptional convenience. Step inside to find hardwood floors throughout, a bright and open floor plan, a gourmet kitchen, featuring Thermador appliances and quality finishes. Multiple outdoor spaces with a roof top deck for ocean breezes and views. A rare bonus: TWO detached 377 sq.ft. ADUs, perfect for extended family, guests, home office, or excellent rental income potential.

Mortgage Calculator

Est. Monthly Payment

$25,386

Principal & Interest$20,221
Property Tax$3,999
Insurance$1,166
%($799,800)
%

Investment Score

0D
Est. Monthly Rent
$6,118
Monthly Cashflow

Rent − PITIA

$-19,268
Full Cashflow

Incl. vacancy, PM, maint, capex

$-24,008

Mortgage (P+I)
$20,221
Cap Rate
-1.14%
Cash-on-Cash
-36.02%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.24
Break-even Rent
$37,297

NOI (Annual)
$-45,440
Price-to-Rent

Lower = better for investors

54.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator