3903 Haines
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3903 Haines

C

San Diego, CA 92109

$2,850,000

Soft Appraisal Value: $2,805,700 · 1.6% above estimate

Beds

5

Baths

5

Sqft

1,967

Year Built

2026

Days on Market

129

Property Type

Triplex

HOA/mo

N/A

MLS ID

NDP2601613

This property is in San Diego (92109). View neighborhood stats →

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About This Property

3903 is a newly constructed triplex within the Crown Point Coastal Collection, a distinct detached coastal offering just 2 ½ blocks from Sail Bay. Unit one: 2 bedroom/2 bath; Unit two: 2 bedroom/2 bath; Unit three: 1 bedroom/1 bath. Unit one on the upper level is filled with natural light and opens seamlessly to a private Outdoor Living Terrace and Rooftop Terrace with panoramic views—an indoor-outdoor experience designed for relaxed coastal living and effortless entertaining. Eleven-foot ceilings in the main living areas and nine-foot ceilings below enhance the sense of scale and comfort. Bertazzoni appliances, tile flooring throughout, solid-core doors, clerestory windows, paid solar with Tesla Powerwall, and energy-efficient ductless mini-split climate control reflect the home’s elevated yet practical design. Built by Duncan Custom Homes, architecturally designed by Scot Frontis, AIA, with interiors by Sol Quintana Design, this home pairs thoughtful craftsmanship with the ease of refined beachside living. No HOA. Shared parking and pedestrian access agreement in place. Property taxes will be reassessed upon transfer of ownership.

Mortgage Calculator

Est. Monthly Payment

$18,092

Principal & Interest$14,411
Property Tax$2,850
Insurance$831
%($570,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,818
Monthly Cashflow

Rent − PITIA

$-10,274
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,447

Mortgage (P+I)
$14,411
Cap Rate
-0.02%
Cash-on-Cash
-30.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$26,581

NOI (Annual)
$-434
Price-to-Rent

Lower = better for investors

30.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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