4750 Noyes #218
Btop 30%San Diego, CA 92109
138 licensed short-term rentals within ½ mile (94 whole home), from the cities' license and permit lists of Nov 2, 2026.
No unit in this 50-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,459/mo full cashflow at 20% down, 7.49% rate.
Works at $251,092 (56% under asking), or at 82% down.
Rent $3,150/mo from 8 leases of 1–3 bed condos & townhomes within 0.5 mi ($2,770–$3,245).
Beds
2
Baths
1
Sqft
800
Year Built
1977
Days on Market
45
Property Type
Condo
HOA/mo
$489
MLS ID
260022841SD
This property is in San Diego (92109). View neighborhood stats →
About This Property
Top-floor corner unit in North Pacific Beach! This 2-bedroom, 1 bath, 800 square feet condo has been thoughtfully updated. The open floorplan features luxury vinyl plank flooring, custom plantation shutters, & mini-split systems in the living room & both bedrooms for efficient heating & air conditioning. The fully renovated kitchen features quartz countertops, white shaker cabinetry with soft-close doors, & stainless-steel appliances. A private balcony off the living room is surrounded by mature trees, providing a quiet outdoor space. Additional features include brand new carpet in the bedrooms, recessed lighting & ceiling fans. Gated community & second entry gate is located near the unit for quick accessed to the assigned parking space. The complex also features a community laundry room very close to this unit & storage room for bikes/secure locker. Great beach area location with easy access to Kate Sessions Park, dining/entertainment, the bay, the beach & that true Pacific Beach lifestyle with so much walkability at your doorstep. East PB location provides convenient access to freeways.
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Est. Monthly Payment
$4,410
Location
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Zoned Schools
Elementary
Sessions Elementary · grades K-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,150
Comp Average
$3,168
4730 Noyes St
2bd / 2ba · 819 sqft · Condo
$599K
Est. $3,199/mo
1830 Thomas Avenue
1bd / 1ba · 765 sqft · Condo
$499K
Est. $2,713/mo
1964 Missouri St
2bd / 1ba · 887 sqft · Condo
$659K
Est. $3,261/mo
4600 Lamont St
2bd / 2ba · 900 sqft · Condo
$580K
Est. $3,071/mo
3800 Kendall St
2bd / 1ba · 798 sqft · Condo
$835K
Est. $3,598/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 1–3 bed condos & townhomes within 0.5 mi · $2,770–$3,245
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,459/mo short at 20% down; 82% down or +$3,194/mo rent closes it.
- Break-even price
- $251,092
- Break-even rent
- $6,344/mo
- Cashflow at 35% down
- −$1,862/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$3,194/mo above the estimate
$467,318 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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