
4747 Oak Crest Road #76
Atop 10%Fallbrook, CA 92028
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$1,509/mo full cashflow at 20% down, 7.43% rate.
Works at $242,422 (45% under asking), or at 70% down.
Rent $3,060/mo: zip market median for this bed count.
Beds
3
Baths
2
Sqft
1,368
Year Built
1987
Days on Market
88
Property Type
Mfd/Mobile Home
HOA/mo
$494
MLS ID
NDP2607684
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
MAJOR PRICE IMPROVEMENT! NOW $439,000 — DOWN $16,000!** Discover exceptional value in this upgraded 3-bedroom, 2-bath home in Oak Crest Estates, a desirable 55+ resident-owned cooperative community in Fallbrook. Originally offered at $455,000, this home is now priced at $439,000, presenting a new opportunity to enjoy an inviting home, flexible living spaces, and the benefits of resident ownership with **NO SPACE RENT!** With 1,368 sq. ft. of Living Space, plus 3 additional side-room areas offering approx 1,700 sq. ft. of total usable space, there's room to relax, entertain or work from home. **ENJOY THE BENEFITS OF RESIDENT OWNERSHIP!** The monthly HOA of $494 includes Water, Sewer, and Trash. Community Amenities include a Pool, Spa, and Recreational facilities. RV parking is also available for a nominal fee. Inside, the Updated Kitchen features Quartz Countertops and a KitchenAid Double Oven, Refrigerator, Dishwasher, and Stove. Both bathrooms have been Updated. Additional improvements include New Windows, Copper Plumbing, Reverse-Osmosis kitchen Water filtration, and a New Furnace and Central Air Conditioning installed in 2025. The Roof and Water Heater were replaced in 2023. The welcoming interior offers attractive Flooring and comfortable living and dining areas. Three additional Side-room spaces provide versatility for a hobby room or exercise area, Outside, enjoy mature Oak trees, colorful gardens, established landscaping, and covered Patio areas that create an inviting setting for outdoor enjoyment. An Automated Irrigation system and three Covered Parking spaces. **NOW $439,000!** With a $16,000 price reduction, extensive improvements, flexible living spaces, and the advantages of a 55+ resident-owned community with NO Space Rent, this is great opportunity. Schedule your showing and discover the value and lifestyle awaiting you at Oak Crest Estates!
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Est. Monthly Payment
$3,500
Location
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Comparable Properties
5 comps foundThis Property
$3,060
Comp Average
$3,050
3909 Reche Road
3bd / 2ba · 1,296 sqft · Mfd/Mobile Home
$295K
Est. $3,060/mo

4747 Oak Crest Road 28
3bd / 2ba · 1,320 sqft · Manufactured
$275K
Est. $3,060/mo
4650 Dulin Road
2bd / 2ba · 1,440 sqft · Manufactured
$375K
Est. $2,377/mo
1734 Adalane Place
3bd / 2ba · 1,346 sqft · Single Family
$695K
Est. $3,390/mo
1020 La Solana
3bd / 2ba · 1,400 sqft · Single Family
$699K
Est. $3,365/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Zip market median for this bed count
Thin data: no closed leases like this one nearby.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,509/mo short at 20% down; 70% down or +$1,960/mo rent closes it.
- Break-even price
- $242,422
- Break-even rent
- $5,020/mo
- Cashflow at 35% down
- −$1,052/mo
- Down payment to break even
- 70%
- Rate to break even
- Not reachable
45% under asking
$1,960/mo above the estimate
$307,300 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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