4744 Miracle Drive
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4744 Miracle Drive

D

San Diego, CA 92115

$1,499,900
NEW — 7d

Soft Appraisal Value: $1,496,700 · 0.2% above estimate

Beds

4

Baths

2

Sqft

1,793

Year Built

1939

Days on Market

7

Property Type

Single Family

HOA/mo

N/A

MLS ID

260011746SD

This property is in San Diego (92115). View neighborhood stats →

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About This Property

For the first time ever, this elegant California Ranch home is being offered to the market. Set on an expansive 8,100-square-foot lot with sweeping canyon views, the residence is nestled within the meticulously maintained Talmadge neighborhood. Rich in historic charm and thoughtfully enhanced with modern upgrades, this home offers a rare blend of timeless character and contemporary comfort. The interior is illuminated in natural sunlight, highlighting the original hardwood floors and a striking bay entry window. Classic period details including a multi-arm chandelier with matching wall sconces and historic ceramic tiling evoke a sense of timeless character. Functional peace of mind is built-in with a recently upgraded HVAC system, electrical panel, and a relined sewer lateral pipe with a transferable warranty. Step into your own serene backyard oasis, where panoramic canyon views create a breathtaking backdrop for daily life. This outdoor sanctuary features mature citrus trees and fresh meticulous landscaping. Whether you are enjoying a morning coffee on the charming café-style porch or utilizing the home’s open living-to-dining layout, this property offers a rare lifestyle opportunity. Ideally situated for nature enthusiasts, you are just moments away from Mission Trails and Lake Murray, world-class entertainment at Snapdragon Stadium for concerts and SDFC matches, and the vibrant energy of SDSU.

Mortgage Calculator

Est. Monthly Payment

$9,522

Principal & Interest$7,584
Property Tax$1,500
Insurance$437
%($299,980)
%

Location

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Investment Score

2D
Est. Monthly Rent
$4,459
Monthly Cashflow

Rent − PITIA

$-5,062
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,338

Mortgage (P+I)
$7,584
Cap Rate
0.20%
Cash-on-Cash
-29.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$13,988

NOI (Annual)
$2,959
Price-to-Rent

Lower = better for investors

28.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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