4730 Noyes St
Btop 30%San Diego, CA 92109
One license per person in San Diego: whether you can hold it depends on you, not only the home.
140 licensed short-term rentals within ½ mile (95 whole home), from the cities' license and permit lists of Nov 13, 2026.
5 short-term rental licenses on file in this 75-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$2,659/mo full cashflow at 20% down, 7.36% rate.
Works at $227,112 (61% under asking), or at 88% down.
Rent $2,920/mo from 8 leases of 1–3 bed condos & townhomes within 0.5 mi ($2,735–$3,283).
Beds
2
Baths
2
Sqft
819
Year Built
1970
Days on Market
0
Property Type
Condo
HOA/mo
$513
MLS ID
260026927SD
This property is in San Diego (92109). View neighborhood stats →
About This Property
Amazing opportunity in Pacific Beach, and the seller is open to concessions! This spacious 2BR/2BA condo is move-in ready with new luxury vinyl plank flooring throughout, fresh paint, and updated appliances. The split floor plan offers two full bathrooms and plenty of closet space, giving you comfort, privacy, and functionality in every room - great for a roommate set-up. And did we mention the views? Perched on a hill, you can see the water from this second story unit, and your condo is filled with light & that wonderful coastal breeze. The Del Rey complex includes fantastic amenities such as a pool, spa, recreational room with pool table, bike storage room, and secure underground parking. Located in the heart of North Pacific Beach, you're close to local shops, restaurants, and the beach, with easy freeway access in and out of the area. This is your chance to live the coastal lifestyle you've been dreaming of. Don't miss this incredible opportunity!
Mortgage Calculator
Est. Monthly Payment
$4,428
Location
Loading map...
Zoned Schools
Elementary
Sessions Elementary · grades K-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,920
Comp Average
$3,129
4750 Noyes
2bd / 1ba · 800 sqft · Condo
$550K
Est. $3,394/mo
1830 Thomas Avenue
1bd / 1ba · 765 sqft · Condo
$499K
Est. $2,739/mo
3833 Lamont St
2bd / 2ba · 944 sqft · Condo
$795K
Est. $3,655/mo
4600 Lamont St
2bd / 2ba · 900 sqft · Condo
$580K
Est. $2,958/mo
711 Island Ct
1bd / 1.5ba · 775 sqft · Condo
$835K
Est. $2,900/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 1–3 bed condos & townhomes within 0.5 mi · $2,735–$3,283
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,659/mo short at 20% down; 88% down or +$3,453/mo rent closes it.
- Break-even price
- $227,112
- Break-even rent
- $6,373/mo
- Cashflow at 35% down
- −$2,064/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$3,453/mo above the estimate
$506,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator