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4702 Merida Way

Ctop 80%

Oceanside, CA 92057Neighborhood: North Valley

$679,500

NEW — 0d

STR closed · inland Oceanside

3 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 11, 2026.

Pass at asking: -$3,447/mo full cashflow at 20% down, 7.43% rate.

Works at $230,686 (66% under asking), or at 94% down.

Rent $2,924/mo from 8 leases of 2-bed condos & townhomes within 0.5 mi ($2,810–$3,123).

Beds

Baths

2.5

Sqft

1,215

Year Built

2026

Days on Market

Property Type

Townhouse

HOA/mo

$480

MLS ID

OC26240099

This property is in Oceanside (92057). Browse neighborhood analytics →

About This Property

Brand new, energy-efficient home available by Dec 2026! end unit - no mello-roos - Cozy design package. The open-concept floorplan creates an inviting space for spending time together. Bedrooms located on the same floor add everyday convenience, while the end-unit location offers added privacy and extra garage storage helps keep everything organized. Now selling! Introducing Pacifica, a new Oceanside, CA community of energy-efficient townhomes priced from the high $600,000s with NO MELLO-ROOS. Each home features Whirlpool® appliances including refrigerator & W/D, whole-home blinds, and 60-day quick-close timelines. Designer-curated finishes, smart home technology, and amenities including pickleball courts, dog park, playgrounds, and BBQ areas—all designed for a vibrant coastal lifestyle. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Mortgage Calculator

Est. Monthly Payment

$5,133

Principal & Interest$3,775

Property Tax$680

Insurance$198

HOA$480

Down Payment

%($135,900)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Libby Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$2,924

Comp Average

$3,092

3655 Vista Campana

2bd / 1ba · 1,100 sqft · Townhouse

$485K

Est. $3,024/mo

5080 Tranquil Way

2bd / 2.5ba · 1,132 sqft · Condo

$585K

Est. $3,158/mo

4262 Mesa Vista Way

2bd / 2.5ba · 1,224 sqft · Condo

$599K

Est. $3,157/mo

4467 Anne Sladon

3bd / 1.5ba · 1,160 sqft · Townhouse

$580K

Est. $2,933/mo

4700 Merida Way

2bd / 2.5ba · 1,215 sqft · Condo

$686K

Est. $3,188/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

24C

Est. Monthly Rent

$2,924

8 leases of 2-bed condos & townhomes within 0.5 mi · $2,810–$3,123

Blended 50/50 with the zip's market median ($2,835)

Monthly Cashflow

Rent − PITIA

-$2,208

Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,447

What would make this work?

$3,447/mo short at 20% down; 94% down or +$4,477/mo rent closes it.

Break-even price: $230,686
Break-even rent: $7,401/mo
Cashflow at 35% down: −$2,739/mo
Down payment to break even: 94%
Rate to break even: Not reachable

Mortgage (P+I)

$3,775

Cap Rate

0.84%

Cash-on-Cash

-30.44%

DSCR

Need ≥ 1.25 for DSCR loan

0.57

NOI (Annual)

$5,687

Price-to-Rent

Lower = better for investors

19.4

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator

CCashflow−$3,447/mo