4699 Mystik Road

4699 Mystik Road

D

Oceanside, CA 92056

$569,000

Beds

2

Baths

2

Sqft

1,323

Year Built

1980

Days on Market

9

Property Type

Duplex

HOA/mo

$125

MLS ID

NDP2602519

Description

The fundamentals here are strong. Updated kitchen with self-closing cabinets, vinyl wood floors throughout, and a bonus room that opens to a covered patio and backyard. This 2-bedroom, 2-bath home sits on a quiet street in the established 55+ community of Peacock Hills, with RV parking adding practical value that's tough to come by in this market.

Mortgage Calculator

Est. Monthly Payment

$3,737

Principal & Interest$2,877
Property Tax$569
Insurance$166
HOA$125
%($113,800)
%

Investment Score

6D
Est. Monthly Rent
$2,936
Monthly Cashflow

Rent − PITI − HOA

$-801
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,951

Mortgage (P+I)
$2,877
Cap Rate
1.95%
Cash-on-Cash
-20.57%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$5,469

NOI (Annual)
$11,119
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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