400 Sea Cliff
1 / 20

400 Sea Cliff #402

B

Oceanside, CA 92056

$419,000

Soft Appraisal Value: $412,200 · 1.6% above estimate

Beds

1

Baths

1

Sqft

780

Year Built

1990

Days on Market

48

Property Type

Condo

HOA/mo

$450

MLS ID

260006543SD

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Price Reduced! Incredible opportunity to own a home in one of Oceanside’s most desirable communities- The Bluffs at Rancho del Oro. FHA & VA approved. This tastefully updated residence comprises of 1 bedroom and 1 bathroom, efficiently laid out over 780 square feet of living space. This home features beautiful vinyl luxury plank floors, granite countertops, and a large, open living room with vaulted ceilings, complete with a cozy gas burning fireplace. Enjoy the gorgeous San Diego weather outside in your own private balcony perfect for gathering with friends and family or dining al fresco. The Bluffs offers its residents a sparkling pool, hot tub, jacuzzi, putting green, and a dog park for your furry friends! This particular unit benefits from being located in one of the best places within the development, upper level, corner unit with westerly views. All appliances convey, mechanical systems recently replaced.

Mortgage Calculator

Est. Monthly Payment

$3,110

Principal & Interest$2,119
Property Tax$419
Insurance$122
HOA$450
%($83,800)
%

Location

Loading map...

Investment Score

52B
Est. Monthly Rent
$2,463
Monthly Cashflow

Rent − PITIA

$-647
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,562

Mortgage (P+I)
$2,119
Cap Rate
1.59%
Cash-on-Cash
-22.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$4,492

NOI (Annual)
$6,676
Price-to-Rent

Lower = better for investors

14.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator