400 Sea Cliff

400 Sea Cliff

D

Oceanside, CA 92056

$439,000
NEW — 3d on market

Soft Appraisal Value: $442,900 · 0.9% below estimate

Beds

1

Baths

1

Sqft

780

Year Built

1990

Days on Market

3

Property Type

Condo

HOA/mo

$450

MLS ID

260006543SD

View on MLS

Description

Incredible opportunity to own a home in one of Oceanside’s most desirable communities- The Bluffs at Rancho del Oro. FHA & VA approved. This tastefully updated residence comprises of 1 bedroom and 1 bathroom, efficiently laid out over 780 square feet of living space. This home features beautiful vinyl luxury plank floors, granite countertops, and a large, open living room with vaulted ceilings, complete with a cozy gas burning fireplace. Enjoy the gorgeous San Diego weather outside in your own private balcony perfect for gathering with friends and family or dining al fresco. The Bluffs offers its residents a sparkling pool, hot tub, jacuzzi, putting green, and a dog park for your furry friends! This particular unit benefits from being located in one of the best places within the development, upper level, corner unit with westerly views. All appliances convey, mechanical systems recently replaced.

Mortgage Calculator

Est. Monthly Payment

$3,237

Principal & Interest$2,220
Property Tax$439
Insurance$128
HOA$450
%($87,800)
%

Investment Score

10D
Est. Monthly Rent
$2,342
Monthly Cashflow

Rent − PITI − HOA

$-895
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,799

Mortgage (P+I)
$2,220
Cap Rate
1.15%
Cash-on-Cash
-12.23%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$3,237

NOI (Annual)
$5,046
Price-to-Rent

Lower = better for investors

15.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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