4661 50th Street
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4661 50th Street

D

San Diego, CA 92115

$1,599,000

Soft Appraisal Value: $1,563,100 · 2.3% above estimate

Beds

3

Baths

2

Sqft

1,691

Year Built

1931

Days on Market

88

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602269

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

BONK 6-3-26 Stunning Spanish-style treasure — with solar power and fully updated for modern living while thoughtfully preserving original period details. This charming main home 3-bedroom, 2-bath and fully equiped rental income producing studio ADU home welcomes you with exceptional curb appeal and classic architectural elements from the era: graceful archways, inset alcoves, and custom decorative tilework that have been carefully conserved and refreshed. Enter the living room to find a large, dramatic fireplace and abundant natural light, creating an elegant focal point for daily living and entertaining. Adjacent is the formal dining room with a convenient pass-through to the designer kitchen. The kitchen blends classic character with contemporary finishes and appliances, offering both style and functionality. The main house presents three well-appointed bedrooms and two full bathrooms. The primary suite is a private retreat with an ensuite bath and generous closet space — a perfect balance of comfort and vintage charm updated to today’s standards. Outdoor living is exceptional: a lush garden patio surrounded by mature landscaping invites relaxation and gatherings. The patio includes a retractable awning for shade control and flexible entertaining, plus plenty of space for al fresco dining or children’s play. Throughout the home, thoughtful finishes and a rich, coordinated palette create a wow factor — guests will inevitably ask, “Who is your interior designer?” At the rear of the property sits a fully permitted studio ADU — ideal for rental income, multigenerational living, or a private guest suite. The open-concept ADU includes a full kitchen, full bathroom, and living/sleeping area, and is conveniently located next to the one-car garage. Recent updates marry historic character with modern systems and conveniences, ensuring comfort and reliability for years to come. Situated in a vibrant community with easy access to local amenities, this home is a rare opportunity to own a beautifully restored Spanish gem with an income-producing ADU. Schedule your showing today — this property is ready to delight its next owner.

Mortgage Calculator

Est. Monthly Payment

$10,151

Principal & Interest$8,085
Property Tax$1,599
Insurance$466
%($319,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,215
Monthly Cashflow

Rent − PITIA

$-5,935
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,237

Mortgage (P+I)
$8,085
Cap Rate
-0.11%
Cash-on-Cash
-30.91%
DSCR

Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$14,913

NOI (Annual)
$-1,823
Price-to-Rent

Lower = better for investors

31.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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