4537 45th St
DSan Diego, CA 92115
Soft Appraisal Value: $1,156,100 · 2.7% below estimate
Beds
2
Baths
2
Sqft
1,067
Year Built
1948
Days on Market
34
Property Type
Single Family
HOA/mo
N/A
MLS ID
260004800SD
Description
Tucked on a lush 15,600 sq ft canyon lot in Talmadge, this remodeled retreat offers the best of walkable city living with the serenity of a private escape. Step out to tree-lined streets, nearby cafes, parks, and everyday conveniences, then step inside and feel instantly miles away from it all. Meticulously renovated in 2021, the home blends timeless charm with modern peace of mind: newer roof, upgraded electrical, refreshed finishes throughout, and a mini-split heat/AC system in one bedroom for personalized comfort. Bright windows draw your eye straight to sweeping canyon greenery, creating an indoor-outdoor vibe that’s perfect for morning coffee, sunset wine, or entertaining under the stars. The expansive deck feels like your own secret garden - the ultimate view deck retreat. All of this in a centrally located neighborhood just minutes to Kensington, SDSU, Mission Valley, and freeway access—yet when you’re home, all you hear is birds and the breeze in the canyon. This is not just another Talmadge house; it’s a rare canyon-view sanctuary in the heart of San Diego.
Mortgage Calculator
Est. Monthly Payment
$7,142
Comparable Properties
5 comps foundThis Property
$3,691
Comp Average
$3,363
4114 Collwood Lane
3bd / 2.5ba · 2,099 sqft · Townhouse
$699K
Est. $4,470/mo
5278 Trojan Ave
3bd / 1ba · 947 sqft · Single Family
$799K
Est. $3,762/mo
4224 69th Street
2bd / 1.5ba · 845 sqft · Single Family
$749K
Est. $3,233/mo
4312 Winona Ave
2bd / 2ba · 616 sqft · Single Family
$699K
Est. $2,726/mo
5119 Monroe Avenue
2bd / 1ba · 728 sqft · Single Family
$730K
Est. $2,626/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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