4868 54th Street
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4868 54th Street

B

San Diego, CA 92115

$1,025,000

Soft Appraisal Value: $1,021,300 · 0.4% above estimate

Beds

4

Baths

3

Sqft

1,700

Year Built

1965

Days on Market

94

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2601653

This property is in San Diego (92115). View neighborhood stats →

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About This Property

BOM at no fault to property or seller. Buyers could not perform. Beautifully renovated 4-bedroom, 3-bath single-family home just minutes from San Diego State University! With approximately 1,700 sq ft of updated living space, this home offers a bright, open floor plan with new wood flooring in the living and family rooms. The spacious kitchen features quartz countertops, a large island, tile flooring, dishwasher, and disposal—perfect for everyday living and entertaining. Two primary suites each include a private full bathroom and generous closet space, offering flexibility and privacy. Additional highlights include washer/dryer hookups, a cozy fireplace, low-maintenance front and back yards, and a 2-car attached garage with an oversized driveway. Conveniently located near the 8, 15, and 805 freeways, shopping, dining, and within walking distance to SDSU, this home combines style, comfort, and an unbeatable location. Don’t miss it!

Mortgage Calculator

Est. Monthly Payment

$6,507

Principal & Interest$5,183
Property Tax$1,025
Insurance$299
%($205,000)
%

Location

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Investment Score

58B
Est. Monthly Rent
$6,071
Monthly Cashflow

Rent − PITIA

$-436
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,686

Mortgage (P+I)
$5,183
Cap Rate
2.92%
Cash-on-Cash
-15.73%
DSCR

Need ≥ 1.25 for DSCR loan

0.93
Break-even Rent
$9,560

NOI (Annual)
$29,958
Price-to-Rent

Lower = better for investors

14.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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