4868 54th Street

4868 54th Street

D

San Diego, CA 92115

$1,050,000

Soft Appraisal Value: $1,085,700 · 3.3% below estimate

Beds

4

Baths

3

Sqft

1,700

Year Built

1965

Days on Market

31

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2601653

Description

Beautifully renovated 4-bedroom, 3-bath single-family home just minutes from San Diego State University! With approximately 1,700 sq ft of updated living space, this home offers a bright, open floor plan with new wood flooring in the living and family rooms. The spacious kitchen features quartz countertops, a large island, tile flooring, dishwasher, and disposal—perfect for everyday living and entertaining. Two primary suites each include a private full bathroom and generous closet space, offering flexibility and privacy. Additional highlights include washer/dryer hookups, a cozy fireplace, low-maintenance front and back yards, and a 2-car attached garage with an oversized driveway. Conveniently located near the 8, 15, and 805 freeways, shopping, dining, and within walking distance to SDSU, this home combines style, comfort, and an unbeatable location. Don’t miss it!

Mortgage Calculator

Est. Monthly Payment

$6,666

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
%($210,000)
%

Investment Score

13D
Est. Monthly Rent
$6,565
Monthly Cashflow

Rent − PITIA

$-100
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,485

Mortgage (P+I)
$5,309
Cap Rate
3.23%
Cash-on-Cash
-14.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.98
Break-even Rent
$9,793

NOI (Annual)
$33,889
Price-to-Rent

Lower = better for investors

13.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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